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Microsoft Password help!! Urgent!!!

The kids have been next door to see their friends. Whilst there, they have benn on mum and dads computer. It would appear that they have being playing around with things they shouldnt, and have passworded the start up screen, where the household user selects their own account.
Now, mum and dad cannot access their own pc, the kids dont know what they put as a password, and im expected to sort it out!
Is there a way of 'guessing' the password and changing it to something the parents next door choose, that way I dont have to fork out for a computer specialist to charge me a fortune to rectify my kids naughty fingers?
Please help and educate us in this matter, the relationship with the 'jones's' depends on it!!!!
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