Thursday 11/12/2008 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• update spreadsheets
• make a loaf in breadmaker
• add some coins to sealed pot
• swim and jacuzzi to use gym membership - if I get time
• storecupbord tea

Good morning folks, another cold and frosty day here. Lots to do here this morning so better go and get stuck in.
Have a good day everyone:D

Miss_Piggy_2

Good morning Sophiesmum and all that follow!

:snow_grin Brrr....very chilly here today! Luckily I don't have to go out this morning for which I'm very grateful. Going to try very hard to be a good dfw today....

* Washing at 30'c
* Airer drying
* Ironing which will hopefully warm the kitchen
* Handful of change into sealed pot
* p.a.d 50p to Studio account
* Update my DFW Diary
* Storecupboard Dinner
* Work out list for last minute xmas bits
* Sort out clothes for charity shop
* Check on-line banking
* Check out the "Upping your Income" board

Hope everyone who was feeling poorly is feeling a bit better today!

Miss P
xx

EDIT Ooh ooh ooh....second!!! I really need to get out more.....

mbaz

Morning all

Lovely and sunny here...just kidding it's Frrrrrrrrrrrrrreezing!

Today I have/will

- checked online banking
- 1 mystery shop
- clicks and surveys
- baking

That's all today I think

edinburgher

Today I have a plumber coming out as we flooded downstairs at some point last night

So being at home means it a NSD - my first in about a month
Daily clicks
Free scratch
Will make dinner for tonight and tomorrow as soon as I'm given the ok to use running water again - sausages with red onions, red wine and mashed potatoes (a favourite)

lilly81

Morning guys,

DS was a fantastic sheep in the nativity last night :j

Today I will:
* walk DS to school done
*send him with a packed lunch done
*ring the lone parent advisor to try n get my money sorted done but not much help
*have a NSD, had to buy some ingredients for cooking at school 2moz coz of allergies
*going to look at the up your income board
*look at freebies board done
*check online banking done
*batch cook bolonase for dinner tonight n freeze the left overs

Thats all for now guys :cool:

Lilly X

mickey_mouse

Goooooooooooood Morning everyone:D

congrats Miss Piggy on 2nd place:D

Edingburger -sorry about your leak -hope plumber sorts it out today. Your dinner sounds yummy -what time shall I come over:rotfl:

today I will be doing ...

- daily clicks
- comps
-ironing (to keep warm)
-having a nsd
- playing tennis later (free exercise)
-munching food at my competition group xmas party (although that isn't v MSEing as I am taking some food with me )

have a great day everyone

my white sports socks wave to all:D

csarina

Morning all...............today I will:-

Check my bank account - done.
Make another batch of scones for the freezer.
Prepare the supper - fish and mustard mash.

Endevour not to go out and spend any money at all after yesterdays splurge.

Candy0107

Hi All,

Quite frosty here - lucky I don't have to go out. Hope everyone is feeling a bit better today.

Is it just me, or are all the adverts on tv for alcohol, perfume and cold remedies (which we then go into Boots to buy, but ask for own brand as we know they are the same :rolleyes: )

Sat here in jogging bottoms and a jogging top (I don't know whether I should be wearing them, as I don't jog anywhere), as I am still quite cold (but swetting)

Today I have/will do.........

• Breakfast, lunch and dinner from storecupboard
• Not spend any money
• Checked online anking - no suprises
• Signed up to TAB bringo - no free £1 deposit.....will check tomorrow
• Wash on 30 degrees
• Sent messages to friends on Facebook rather than texting

Think that is about it, take care everyone......have a great day

Take care,
Candy xxx

shopaholic84

Morning all :hello:,

Well i couldn't sleep at 11.30pm last night so played some 'free' bingo, and won £50, so woken up happy today.

Today i have/will:

• Write 2 Dooyoo reviews this morning, then a further 2 tonight
• Check bank account - DONE
• Try and have a NSD
• Order the last lot of Christmas presents online where its cheaper, all budgeted for

I hope everybody has a fab day!
xxx

Candy0107

Hi,

Just checked online, and it looks as though I will only get 2 days of SSP £30 :mad: surely this needs to be upped! Do you think that the Government suvive on this amount?

Oh well, at least I am robbing the taxman this week (I normally have £80 per week deducted from my wages in tax and NI) ~ should I phone them to tell them?

Haha

Candy xxx

WelshWoofer

Morning all!

Hope everyone is well?

Today I will/have....

• Brought lunch to work - HM soup and a mullerrice - warm food for cold days!
• Cook tea out of the freezer
• Phone dopey company that have sent me the wromg product twice:mad:
• Check banks etc
• Do any surveys that come
• Walk dog for free exercise
• Investigate where to put my cashed in Axa money for the safest and best return
• Move money around accounts to pay for Xmas presents I bought last night
• Check Mr S order to see if there are any frivoulous items that can be removed!

Not too much today - quite busy in work
Have a good day!