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switching accounts with an overdraft

hi, i don't no if this is in the right place but basically i have a 1,ooo overdraft i want to get down and get back in the black ,
how does it work if i switch to a 0% account how do i reduce my debt and i am so confused !!
my oh and i would like to have a joint account and have all our money paid into it ,he also has an overdraft so more oney in one pot

can anyone help with advice??
Debt free wannabee

Natwest credit Card £2592.97p
Natwest Current Account OD £1,100
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