Time To Start My BR Diary......

willsandolly

Good Luck for tomorrow Slay. I have been writing notes after reading your diary as i was just about to put my own post on asking what exactly i have to do and in what order.

I am just getting all my paperwork ready (i mean statements and stuff). I havent asked for the forms yet. Can i download the forms from internet and just print them off and then call the courts for a date?

I have spoken with debt helplines etc and have been paying token payments of £1 per month for past few months with some creditors still adding a couple of hundred in interest and fees EACH since then. Yes its bad.

So i know that i will be accepted as bankrupt as i am insolvent and now unemployed.

Do i have to show proof that i have spoken with national debtline and another one (cant remeber which), but they did give me a reference number at the time.

If anyone can help me further i would appreciate it very much.

You are all great people xx

hermoine_2

Good luck slayer, have a very happy new year.

H

fiveyearplan

willsandolly wrote: »

Can i download the forms from internet and just print them off and then call the courts for a date? Yes you can.


Do i have to show proof that i have spoken with national debtline and another one (cant remeber which), but they did give me a reference number at the time. No need to show proof.

If anyone can help me further i would appreciate it very much.

You are all great people xx

Ask away any other questions you may have.

willsandolly

can you please give me the link to download the forms. I may as well get cracking as it seems there is loads to it!

thanks

fiveyearplan

Oh, you got me now! Have a look Fermi's 'Guide to Bankruptcy' sticky on the front page of this forum - I think you will find them there. If not come back and I'm sure someone will provide a link.

yellowmonkey

Just to pre warn you that they are having problems with the online forms at the moment.


https://www.insolvencydirect.gov.uk/isolv/


Have been unable to access them for 2 days now :mad:

ps Seems like they still have the problem. Perhaps try tomorrow

Slay1963

Hi gang....JUDGEment Day

Arrived at court at 1pm for my 1.15pm appointment. Went and sat by window number 4 and at 1.15 rang the bell, as it said on a little sticker on the window, and the clarke came to see me.
The very nice lady took my forms and quickly looked through them. Indicated where I needed to sign. I signed. She took the £495 and told me to come back at 2pm, as the judge may want to see me. Might not but I need to be back at the same window at 2pm. All this took 10 minutes.
I went for a coffee in the art gallery next door. Walked round the block while having a fag (never mind I'll stop again new year lol)

Back to the court window again at 1.55pm. the nice lady clarke came out at 2pm on the dot and lead me to another room where I was asked to wait while the clarke went to see if the judge wanted to see me. I was thinking this might be a longer wait but, no 2 minutes later she was back to say the judge will see me now. Gulp!! How many lashes, I wondered lol!!
On the walk down the corridor the clarke whispered to me "he's a nice judge" which to be honest was the perfect thing to hear.
The judge wished me a good afternoon and told me where to sit. He was half way through speed reading my SOA. When he got to my written explanation bit he asked a few simple questions - yes sir/no sir answers - easy enough. Said that he could see I had sought professional advice. Asked if I fully understood the consequences of bankruptcy - yes sir. He told me he was going to make an order, wrote something on the file, closed it and handed it to the clarke, who sat quaintly at the back of the room. He turned to me and said "as of 4.15 on this day you are now bankrupt" and said something about the OR which I didn't catch (was too busy running round the room with my shirt over my head - in my mind of course lol) - thank you sir.
The clarke lead me out of the room and on another walk down a few corridors whist explaining she would now ring the OR office and they may want to speak to me hear and now - oh right, I wasn't expecting that!!

Nothing to worry about. She sat me down in a private bit of a large office - just a table, two chairs and a phone, she dialled the number, told them my name, address, bankruptcy number and handed over the phone. The man was very polite and checked spellings of name and address, gave me the phone number of the OR in Leeds and took my numbers. He then asked me if there was anything that needed their imediate attention ie: anything going through the courts regarding houses ect. that needed to be stopped - no. He asked if I had any assets - no. Asked for the details of my car - reg, if fully insured and value. Then told me I would be contacted by their office, to make an appointment for a telephone interview, by phone. He told me I would recieve a pack in the post that contained forms I needed to sign and return. Asked me if I had any questions for him - I asked something about my works pension and about maintenance payments for my daughter and that was it. The clarke handed me a sheet of paper that had my bankruptcy number on and said if anyone contacts me for any payments of any kind, tell them you are bankrupt and quote the BR number and give them the OR's tell no.
I walked out of the court at 2.35pm...a free man - well thats what it felt like lol

So there you have it. Thats how it goes down at Leeds Crown Court. Easy!!

Happy New Year.....Slay

yellowmonkey

Well done and have a good night

ym

startagain_2

Well done slay,

Brilliant for you and good to see a detailed account of how it was processed as well..... thanks..

There are a few of us with dates in the next couple of weeks, it will be interesting to see how we all get on and how much it differs from court to court.

I am so relieved that I have got a date for my BR and it is fairly early in Jan. The news is full of doom and gloom and I think a great many more people will be treading the path we are on, in 2009, and the waiting times will be very much longer.

You have earned a drink tonight. :T

SA

Slay1963

Update....

OR interview tomorrow. I'll try and update this if I get chance

Slay