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The deed is done... my experiences shared
Comments
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Can I just ask - what colour is your debit card? Did you get a blue one or a green one?
:j :j
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FYP, it's a blue one... is there a difference between a green one and a blue one?:j BR on 09/12/08 :j
:T OR Interview (30 minutes!) on 19/01/09 :T
:beer: Car confirmed (in writing) as Exempt Property on 29/01/09 :beer:
:j Automatically Discharged on 09/12/09 :j0 -
The updates keep a-coming...!
In the post today, letter from OR (codes TRTLB and NORAD) stating:
I, Mr.X, the Official Receiver and trustee of YOURS GUILTY AS CHARGED M'LUD, give notice that "Insufficient assets have been realised to enable a dividend to be paid to creditors".
I intend to apply to the Secretary of State for Business Enterprise and Regulatory Reform for my release as trustee.
I'm assuming this is all just procedure as normal, I'm just surprised how quickly it's all happening... wishful thinking makes me hope an ED is on the cards...!
Interestingly, they also attached a printout of the Case Summary of Receipts and Payments Report, which states:
Posting Code RR02 Deposit on Debtors own Petition = £345.00+
Posting Code FE11 Bankruptcy Admin Fee = £1715.00-
Account Balance = £1370.00-
Wow, who has to stump up that missing £1370 then...?!:j BR on 09/12/08 :j
:T OR Interview (30 minutes!) on 19/01/09 :T
:beer: Car confirmed (in writing) as Exempt Property on 29/01/09 :beer:
:j Automatically Discharged on 09/12/09 :j0 -
Ok, so it's been quite a while since the last post, but today I got my Automatic Discharge, as it's been exactly 12 months! Huzzah!
Not heard from anyone since February, no "Have your circumstances changed" nor any paperwork for an ED... just so happy it's all over and done with now.
So what's the next step... something about repairing your credit file, if I recall correctly...?:j BR on 09/12/08 :j
:T OR Interview (30 minutes!) on 19/01/09 :T
:beer: Car confirmed (in writing) as Exempt Property on 29/01/09 :beer:
:j Automatically Discharged on 09/12/09 :j0 -
firstly....
and....secondly have a read through fermis's credit file sticky at the top of this forum then leave it a month or two before sending for your files..that way it gives them the chance to update stuffWe all die. The goal isn't to live forever, the goal is to create something that will0 -
Well done on your AD, we are just starting on our BR journey, have a happy and debt free future...:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Well done on your AD, we only just went BR on Monday so just starting that long journey!0
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excellent news! you can move on with your life now
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