We could stop credit and debit card fraud overnight, but I need martins help.

FireworkCrazy

Believe me this system would work very very well, OK, there are a couple of draw backs to it but it would make using someone elses card or cloning a card absolutely useless.

A.Jones

Tattoo on the bum?

LongTermLurker

A.Jones wrote: »

Tattoo on the bum?

What - of the card? Just think about the pain trying to shove it into the card reader :eek:

Maye we could do away with cards altogether though and just be barcoded? Anyone who makes a lot of transactions could have a "cat flap" installed in their trousers for faster access

Burlesque_Babe

'Please swipe your bottom down the side of the card reader..........' :rotfl:

dmg24

FireworkCrazy wrote: »

I could but with martin's help he could probably get the banks to actually listen.

You may have missed most of Martin's work over the past year, but he is hardly popular with the banks!

Seriously though, I would be amazed if you have thought of something that has not already been mooted. People are paid a lot of money to look at things like this, why do you feel that your solution is unique?

LongTermLurker

James wrote: »

See www.freeidportection.co.uk Whereby you can use your biometric without the need for a database, not to prove you are who you say you are, but to deter someone else from pretending to be you.

James - mis-spelt link.

FireworkCrazy

Martin might not be popular with the banks, but he has big influences in the media world and could get people to listen.

As far as I know it's not been tried or looked at.

FireworkCrazy

Ooo, i've just found a link to a site that VISA in america have actually been trialing it, maybe they actually read the letter I sent them!

FireworkCrazy

OK. so I might aswell tell you what it is now.

Simple, Every time you make a purchase or cash withdrawl from your card you get a text message to your mobile with the full details of the transaction. If you haven't made the transaction you can reply to the message with a simple code to put a stop on the card.

The only way a fraudster would be able to use a dodgy card would be to either sign up for it and give the bank a false mobile number or hack the bank to change the number, but even then you would get an alert to the old number first.

ITS NOT ROCKET SCIENCE!

FireworkCrazy

It would make using someone else card USELESS