"This time next year, Rodney" Hypno's latest instalment

hypno06

OH has just paid off an MBNA card, and reduced the limit down to just £500 because they wouldn't give him a balance transfer rate, and because the virgin card is run by MBNA, he can't apply.

But I have to admit, I have considered saving the 0% and saving the other overpayments to see if I can pull together enough to pay off the bigger, more expensive loan.....especially if I get my bank charges back (hurrah for the news so far, but the banks say they will appeal direct to the house of lords, so we are not clear yet) and any bonus at work (although less likely than in previous years) and any payout I eventually get for my accident......

if ALL of those things come through, I could pay off the 24.9% loan, and that would be an even better achievement......

Who knows!! I have a few days to decide while I wait for the money to hit my account.....

....better get writing some more dooyoo reviews!

Mudbath

I'm probably teaching my grandmother to suck eggs but don't forget the 0% starts from when you've applied for it rather than when you use it so if you wait to pay off the 24.9% loan you won't get the full 12 months or however long it's over...unless yours is different to ours.

Nearly payday!! xx

hypno06

My 0% rate ends in June 2010....by which time I jolly well ought to be debt free!

Gemmzie

Just thought I'd stick my head in and say congrats on the 0% card, less money in the creditors' pockets is always a plus

boredofbeingathome

hypno06 wrote: »

My 0% rate ends in June 2010....by which time I jolly well ought to be debt free!

Eggcellent news...said in Mr.Burns type way:D :rotfl:

hypno06

Have done one dooyoo review.....now off for a run

jenchin66

Hypno Virgin will sometimes up your limit if you request it, you can either phone or apply online. Might be worth a try.

Oh and I found this, :EasterBun. I was looking for a mad March hare for Shaun:rotfl:

taxi73

Great news Hypno at least you have a few options to look into.I'm sure you'll make the right deciscion for you.

Walshyboy84

Great news on the balance transfers! I'm debating at the moment about moving my student overdraft onto the 0% or the credit card balance onto my overdraft... I'm paying about the same fees for both!

I don't know....

I'll decide when/if I go permanent somewhere!

hypno06

8 and a quarter miles done and dusted......off for a much needed shower.....I smell deeeeeelightful