Stolen Car - can I reclaim excess??

JME1_2

Hi guys,

I recently had my car stolen - I've been given the indication that I can some how reclaim my £150 car insurance excess back. Does anyone know if this is correct & if so who do I claim it from (Gov't?) ?

Any advice on how to go about this would be much appreciated. :rolleyes:

Conor_3

In short, you can't. You can only claim the excess back in the event of it being a third party accident. You could claim against the person who stole it if they were ever caught but I'd forget it personally.

JME1_2

Thanks - Did think it was a bit far fetched. They have caught someone but not convicted yet.

Insurance co. say they will take him to court for their fees & my excess but police say it's highly unlikely. Not surprised.

sarahg1969

You can request that he pays your excess and take him to court if you wish. But it's only worth doing if you know he has any money. Which is unlikely.

Hintza

This is interesting.....can you not get his wages or any benefits arrested?

Conor_3

No. That can only be done for a fine. Yours is a civil suite. It could be done as costs but is only likely to be pennies a week (50p a week isn't uncommon).