We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Stoozing has come to a halt!!!!!!
Options

Angela
Posts: 1,533 Forumite
in Credit cards
I had an Egg card which was paid off in Oct.
Mint finishes 19th Dec.
Barclaycard finishes next April.
I applied for an MBNA card last month and was refused as I have not got a long credit history of payments etc etc.
They said leave it 6 months and apply again.
Obviously I need to keep the egg card for the anniversary offer,should I cancel the mint when I have paid it off?
I dont think I should be keeping this,am I correct in saying this?
Also if I cancel it how long should I leave it to apply for other cards?
Also which cards?
Just had a look at the interest in the egg account and am gutted that I will have to wait to put more money in.
Any help appreciated.
Mint finishes 19th Dec.
Barclaycard finishes next April.
I applied for an MBNA card last month and was refused as I have not got a long credit history of payments etc etc.
They said leave it 6 months and apply again.
Obviously I need to keep the egg card for the anniversary offer,should I cancel the mint when I have paid it off?
I dont think I should be keeping this,am I correct in saying this?
Also if I cancel it how long should I leave it to apply for other cards?
Also which cards?
Just had a look at the interest in the egg account and am gutted that I will have to wait to put more money in.
Any help appreciated.
0
Comments
-
Angela,
Keep the Egg Card for the Anniversary offer.
Close the Mint card down when it's paid off - I suggest calling them up as they may even offer you an extension to your existing 0% period??. Then apply for the Lloyds TSB Advance card (12 months 0%).
Don't worry about the MBNA rejection for now.
Once you've got the Lloyds in the bag, apply for a card around about March ready to transfer the Barclaycard balance to. Suggestions are HSBC (9 months 0%) and Halifax One (9 months 0%).Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0 -
Many Thanks MLC
Will try Lloyds0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards