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Stoozing has come to a halt!!!!!!

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Angela
Angela Posts: 1,533 Forumite
I had an Egg card which was paid off in Oct.

Mint finishes 19th Dec.

Barclaycard finishes next April.

I applied for an MBNA card last month and was refused as I have not got a long credit history of payments etc etc.
They said leave it 6 months and apply again.

Obviously I need to keep the egg card for the anniversary offer,should I cancel the mint when I have paid it off?
I dont think I should be keeping this,am I correct in saying this?

Also if I cancel it how long should I leave it to apply for other cards?
Also which cards?

Just had a look at the interest in the egg account and am gutted that I will have to wait to put more money in.

Any help appreciated.

Comments

  • Angela,

    Keep the Egg Card for the Anniversary offer.

    Close the Mint card down when it's paid off - I suggest calling them up as they may even offer you an extension to your existing 0% period??.  Then apply for the Lloyds TSB Advance card (12 months 0%).

    Don't worry about the MBNA rejection for now.

    Once you've got the Lloyds in the bag, apply for a card around about March ready to transfer the Barclaycard balance to.  Suggestions are HSBC (9 months 0%) and Halifax One (9 months 0%).
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
  • Angela
    Angela Posts: 1,533 Forumite
    Many Thanks MLC

    Will try Lloyds
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