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Phonecall from bank, Genuine?

I have an ongoing savings complaint with Abbey ongoing by email. However this teatime Philip from "Abbey" rang on a withheld number to discuss something with me. He would not tell me what it was about without me answering a couple of security questions ( first line of my address etc.) Me being the untrusting soul that I am nowadays, refused to give him any details and told him if he had my address he could put it in writing! Is it just me or do you guys think I did the right thing? :rolleyes:

Comments

  • exel1966
    exel1966 Posts: 5,056 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I had the same with ShAbbey when I use to bank with them. I never gave them any info without assuring myself it was a genuine call and each time I would press them they usually gave in by telling me something non-specific, and non-compromising about the account/complaint.

    There is no reason why Philip could not have done the same !
  • martink9
    martink9 Posts: 10 Forumite
    You did the right thing - The Abbey should have emailed you with the fact that someone would be contacting you by phone .
  • Stuart_W
    Stuart_W Posts: 1,796 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I received a call from my bank, the Co-op, asking to check a security issue on my account. I advised that I would prefer to call back to ensure that I knew I was talking to the bank. The operator was fully understanding and said that she would ensure details were on my account about the matter.

    I then rang the bank myself, using the phone number written on my cheque book and bank statement and spoke to a helpful person on the other end who transferred me to the fraud department who were just ringing to confirm that a Norwegian web-transaction on my credit card was genuine - which it was.

    This to me seems like the safest course of action - if the call is genuine they will understand, but always ring back on the number that you know belongs to the bank (check your statement, cheque book or other genuine communication) - do not ask the caller for the phone number!

    Hope this helps.
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