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Creditplus

Bongedone
Bongedone Posts: 2,457 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
Hi,

Has anybody used these to buy a car through ? Their interest rate is competitive at the moment.

http://www.creditplus.co.uk

Comments

  • not used them, i would avoid car finance unless you really need it
  • Bongedone
    Bongedone Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Its not the finance bit I really need to know about. It is the service they provide and if the cars are any good.

    I have landed a new job and have to have a car asap. I know nothing about buying a car as I have not needed one for years but I need one that is reliable at a monthly cost. Creditplus has an APR of 7.9% which is as good as a loans rate.

    I could but it outright on credit card and balance shift it if needed.
  • Bongedone
    Bongedone Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bump. Fell off 1st page.
  • Avoid Creditplus like the plague.

    You have to buy a car newer than 2005.
    It has to be less than 60,000 miles.
    The dealer has to have certain paperwork.
    White cars are not allowed!

    They basically make it as difficult as possible for you to pick the car you want or have found and try fobbing you off with one they have advertised.

    A terrible service, very rude and grumpy staff who know little about cars or the service they are offering.
  • aardvaak
    aardvaak Posts: 5,834 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bongedone wrote: »
    Hi,

    Has anybody used these to buy a car through ? Their interest rate is competitive at the moment.

    http://www.creditplus.co.uk


    You could just try saving up then pay in cash!
  • KeithP
    KeithP Posts: 40,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aardvaak wrote: »
    You could just try saving up then pay in cash!
    I don't think Bongedone will be bothered with your suggestion.

    After all he/she wanted a car quickly, and it was over a year ago that he/she was asking.

    :beer:
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