at uni.... so which address do we use for car insurance ?

pennymakespounds

works out as a faily even split of 6 months of the year at uni and 6 months at home .

every comparison site and website i've been on only allows for one address .


What does one do ?

fonefather

Register it at the place where all your main correspondence (bank statements etc etc.) goes to?

Amba_Gambla

get two quotes, find which is cheapest, go with that one :D

You can have a correspondance address and a different address where the car is kept overnight.

When I lived in Scotland, my correspondance address was in Yorkshire, and the postcode of where i kept it overnight was in scotland. That worked out well for me, because where I was working at the time was a small island village where there was no crime, so my insurance was dirt cheap.....

freebie_junkie

before i had a permanebt place of my own, i got all my imporabt papers sent to my parents address not my student house, as its much safer when youre away etc. (your parents wont open you post will they?!) and also you wont forget to change it when you move into aniother house or graduate.

HGLTsuperstar

I was at uni at Birmingham, home in West Sussex. Guess which one I chose!

superscotsman

Sometimes it is useful for one to have an address where one does not actually reside - especially if you intend to ring up a lot of debt!

Darksun

Probably best to put your home address, since that's less likely to change (unless your parents are planning on moving). Your parents can always forward mail to your uni mailbox if needs be.

gems_4

Does your insurance become invalid though if you are keeping your car at a different address? I wasn't sure about this, when I was at uni I used that address - plus it was the cheaper out of the two!

Amba_Gambla

you could argue it either way....

You permanently reside in one place, or, like the OP, you could do 50/50

Bunnyhop

Whichever is cheaper

Mine is registered to my Dad's address, he lives in a nice area and has a driveway, here it would have to be "on the street" and therefore push the premium up a bit.

aimeelister

My car is registered to my parents address but my insurance is to my uni address as it is cheaper due to the postcode lottery. Find out which one is cheaper and work with that one, just make sure that you do keep your car at wherever you say for the insurance for the majority of time otherwise it can become invalid and you cant claim if something goes wrong.