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at uni.... so which address do we use for car insurance ?

Options
works out as a faily even split of 6 months of the year at uni and 6 months at home .

every comparison site and website i've been on only allows for one address .


What does one do ?

Comments

  • MooseRich
    MooseRich Posts: 76 Forumite
    My ex-gf used her home address but called them to inform them of the 2 address situation. Direct Line were very helpful and I don't think they added anything to the cost.
  • Savvy_Sue
    Savvy_Sue Posts: 47,293 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Might be worth getting quotes for both addresses from the comparison sites and see which is cheaper - postcodes play at least some part in the equation! But then tell them about the two addresses situation.
    Signature removed for peace of mind
  • maclean2
    maclean2 Posts: 709 Forumite
    Hi - try Endsleigh as they specialize in student insurance and take into account term time and home address.No guarantee of them being cheaper and from experience it's always worth ringing them to try for a cheaper price as their on line quotes can be pricey.Also try dna insurance.

    HTH
  • highguyuk
    highguyuk Posts: 2,763 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Endsleigh sky high for me!

    Doric insurance, who are brokers. They were miles cheaper for me!
  • impy78
    impy78 Posts: 3,157 Forumite
    The official line is, you put at whichever address is more expensive to insure it at, otherwise the underwriters are liekly to either charge you additional premium when you claim or refuse the claim.

    The insurer will tell you which one this is.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Amba_Gambla
    Amba_Gambla Posts: 12,107 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'd do the address where you spend most time. If it's 50/50, then take your pick.

    As long as you're on the electoral roll at your uni address, they can't say that you don't live there - same with your home address......
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