Paying off Abbey Zero card - help!

YorkshireBoy

obsessed_saver wrote: »

I didn't want to send my money into "limbo" because it's a large sum (to me), and I don't have enough to pay it a second time.

A tip for the future...whenever I get a new card I always make a £1 test payment by internet banking (as soon as the account is up and running). That way, there are no last minute panics.

YorkshireBoy

NickX wrote: »

I think the wording is 6 months from the Date of Account opening.

We've been here before Nick.

From a post I made in a reply to you on the stoozing site...

...my credit agreement states VERY clearly when my 0% intro period ends...the statement date following the date which is 6 months after account opening.

http://www.stoozing.com/forum/YaBB.pl?num=1221395236/5#5

I was close!

obsessed_saver

YorkshireBoy wrote: »

A tip for the future...whenever I get a new card I always make a £1 test payment by internet banking (as soon as the account is up and running). That way, there are no last minute panics.

Good tip. I'll be more organised next time (if there are any zero fee BT cards out there!).

NickX

YorkshireBoy wrote: »

We've been here before Nick.

From a post I made in a reply to you on the stoozing site...I was close!

Hmmm I don't actually have that wording. Mine says "6 months from Account Opening".

However, I was on the original Terms and Conditions (£5 Minimum Payment) and as you know the promotion End Date was something of a bone of contention with me.

They never replied to my formal complaint so I would have been within my rights to escalate it to the FOS.

But I have decided to keep the card for a while and perhaps even try for a repeat next year.

obsessed_saver

Just for the record, sending an online payment to the sort code (090099) and account number (01000007) and a reference (my Abbey Zero card number) works. My balance is now cleared - and they seem to apply the credit quickly too. Payment sent from Bank of Scotland 4th of December, payment applied to my credit card account by Abbey on the 5th of December.