UTTERLY fuming

PSNautical

been getting hassle letter from barclays again,

now the account that should have been closed on the 21st of oct when i went bankrupt is 2 grand overdrawn,
and they will be forced to take me to court as theyve been still paying my direct debits despite me calling them on the 21st of oct to tell them i was bankrupt.

i called barclays just now and asked them basically what the effing effing hell theyre playing at, and was told im libel for those DDs theyve paid on my behalf SINCE the bankruptcy.. and they will take me to court for the money, and also they said they havnt recieved ANYTHING from the OR office, so the account is still open acruing !!!!ing charge arfter charge.

what
the
eff
am
i
suposed
to
do
now?

utterly utterly stotting.

fatou256

hi nautical sorry to hear your problem my advise send every satement /demand that you rreceive from Barclays to your OR , they will deal with it.

there is a template letter that you can use to tell them to sod off

http://forums.moneysavingexpert.com/showthread.html?t=1318531

anyway there is literally nothing theey can do now if i were play selly game with them on the phone they wil get the message soon !

fermi

Your liability for what happens with that account ended when you went BR.

Barclays can huff and puff, but do nothing.

PSNautical

fatou256 wrote: »

hi nautical sorry to hear your problem my advise send every satement /demand that you rreceive from Barclays to your OR , they will deal with it.

there is a template letter that you can use to tell them to sod off

http://forums.moneysavingexpert.com/showthread.html?t=1318531

anyway there is literally nothing theey can do now if i were play selly game with them on the phone they wil get the message soon !

even though theres been direct debits on the account from before i was bankrupt, and as i was told to leave the account alone completly, i did, (other than call and inform them i was BR) barclays have been blindly paying DD's dragging me even further into debt,

am i libel for those, cos they were "after" my bankruptcy?

thats what i need to know guys..

PSNautical

fermi wrote: »

Your liability for what happens with that account ended when you went BR.

Barclays can huff and puff, but do nothing.

if youre right, i'll dance at your wedding/kiss you/buy you a house when im rich etc

hehe

cuddlymarm

Hi

We still get letters from Barclays now (OH went BK in July) We just send them straight to the OR and don't reply. No point letting them annoy you any more.

Cuddles:rotfl:

fermi

It's not your account any more. It's the OR's.

Legally you are not allowed to do anything with it.

The only bank account that you can keep and retain responsibility for through BR is one that the OR gives you permission to carry on using where nothing was owed on it. Like a basic account.

PSNautical

fermi wrote: »

It's not your account any more. It's the OR's.

Legally you are not allowed to do anything with it.

The only bank account that you can keep and retain responsibility for through BR is one that the OR gives you permission to carry on using where nothing was owed on it. Like a basic account.

thanks! i thought as much!

but i supose barclays love to sow confusion in the chance i'll pay them something..

bit more calm now!

chelseabun_3

Sorry to hijack, but got to say "Thanks" to Fatou for that fantastic letter template! OH went BR at beginning of Nov and is starting to get calls from a DCA re MBNA cc debt. Will definitely use that letter if they get nasty!

PSNautical

thought of something else..

while i was on the phone to the barclays guy, i demanded all direct debits be cancelled,

have i just cacked on myself here RE: leave the account completely alone?

god i hope not

fermi

PSNautical wrote: »

have i just cacked on myself here RE: leave the account completely alone?

I can't imagine that causing any real problem. Seriously.