Tuesday 2/12/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking done
• move some spare cash to savings done
• make a loaf in breadmaker
• storecupboard lunch and tea
• Start this years sealed pot challenge

Icy and frosty here this morning, roads are treacherous, will have to take DD to college not a bit safe for her on scooter this morning:rolleyes:

Have a good day everyone, hi to all the regulars:D , welcome to any new posters:D and (((hugs))) for all those feeling poorly or low:D

Got to run, catch up with you all later. xx

Norton_Blade

Morning sophiesmum and anyone who's beaten me to second! (Edit.... wooyay... I'm second :j)

It's snowing here in Sheffield... well it's white-over near my house but not a speck around work. Hopefully I can get home tonight and then get snowed in

Today I have/will:

* Checked interweb banking... all sort of fine but payday on the 19th can't come soon enough!
* Checked for surveys... none yet today. Will do them as they come in.
* Leftover cottage pie for dinner, something equally as exciting but more importantly storecupboard for tea. No breakfast today... was too busy watching my cat being not very impressed at the snow :rotfl:
* Have another NSD like yesterday.
* Put some money in my sealed pot.
* Get my OH to sign the forms to set-up joint savings with Natwest.
* Stay toasty... it'll be straight home to put my sparkly pink bootie slippers on tonight!

Woo... addition:

* Lightspeed surveys have come through taking me over the magical £15 paypal limit... so I have claimed this

Have a good day everyone!

MrsAudus2b

:hello: Hi everyone!

Short post from me today as soon off to work.

Today I have/will:

• Checked online banking
• Quidco payment still not gone through but checked their website and it can take a few days to clear. Will wait another week to contact them if money still not in account
• Go to work in a minute
• Fil in travel form
• Have a packed lunch
• Storecupbaord tea
• Make home-made voucher for sister xmas present tonight (I was meant to do this last week but didn't get round to it)
• Stay in tonight
• Have a LSD - just need a few bits from Tesco

Take care all
xxxx

ragstoricheswannabe

Good morning everyone, it has really snowed here in lake district!!!!!!!!!! yippee!!!!!!!!!!:snow_grin seen as i live on top of a big hill and am surrounded by big hills, staying in today and ds1 not going to childminders.

so my list for today is:

• join sealed pot challenge
• do some baking with ds1
• have a nsd
• make another loaf in bm as it doesnt seem to last too long in this house
• check for surveys
• check snow level later to see whether i can take the pram out and take ds1 to nursery and meet with friends for coffee and home cooking. (instead of going to baby group, a few of us take it in turns to host in our houses, £1,50 to go in my pot!!)

not a lot today, might think of more later after my cup of tea.
hope everyone has a good day,
rags to riches wannabe
xxxxxxxxxxxxxxxxxxxxx

Miss_Piggy_2

Good morning all!

A bit happier in the Miss P household today. My sister-in-law has asked me to do a couple of extra mornings at her house over the next couple of weeks. She just doesn't get the time to do anything and her house needs a damned good sort out. I'm not complaining - will help enormously in the run up to crimbo!

A housework day today so heres my efforts:

* Washing at 30'c
* Washing drying on radiators and airer
* Checked on-line banking
* Start my sealed pot challenge
* P.A.D Pay £1 to a debt
* Sort out paperwork for little ones nursery hours in the new year
* Advise Tax credits people of change in OH's wages

Well have good, if a bit cold!, Tuesdays all!!

Miss P
xx

mickey_mouse

Gooooooooooooooood Morning:D

no snow here but brrrrrrrrrrrrrrr cold

today I will do ...

- make use of gym membership - done
- do daily clicks
- do comps
- play tennis later (more free exercise)
- started the sealed pot challenge:D

have a goooooooooooood day everyone

mizzy2

Well today I have to walk to uni as boyf went out last night and stayed at a mates and he has the bus pass!argghh and I have to do the shop as well.

-walking to uni (unexpected exercise)
-Walked home from a friends house last night, more free exercise saved £4 on a taxi
-Doing a dooyoo review right now
-Done daily free scratchcard
-bought all xmas presents now!
-Only had heating on for an hour this morning as will be out
-NVQ tonight hopefully will get free lift home from mate + get paid for nvq


have a nice day everyone

shopaholic84

:hello: Hi Everyone,

I keep meaning to post here, so now i am going to make sure i do everyday.

Today i have/will:

• Checked online banking, my £76 win from Tombola at the weekened has gone in - yey!
• Write 2 reviews for Dooyoo
• Try and have a NSD
• When i get back from work have an evening of free bingo
• Sort out my paperwork for December

Have a great day all,
xxxx

bathgatebuyer

Have some financial filing to do tonight after sending off two letters to Natwest and Egg last night reclaiming credit card charges - these are the final letters before I go charging in to court!
Not much else - did get a £10 Tesco gift voucher from Valued Opinions for surveys I've done;
Will do some comps later;
Lunch will be 35 p soup in the canteen.

Piquant_2

Mornin' folks

Goodness gracious, I'm on the first page:j Norton blade, what were you doing up so early?......

Thanks Sophiesmum for starting the thread, big responsibility and a special thanks to Mickey for always being cheerful:T

Still waiting for the piglet to arrive, Miss Piggy hope he's not lost in the post:eek:

Still working on my budget, must get it tied down by the new year, I'm doing something wrong somewhere!

Today I have/will

• check on line banking
• bought in breakfast and lunch
• going on date so ex will buy drinks and food
• claim expenses

See you all later - Piq

Piquant_2

PS: Where is Fay? Hope you're okay!

Piq x