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Trying to upgrade a/c with A&L
franny
Posts: 149 Forumite
Hi all
Long time no speak, I have been away for a while, lurking but silent...
Anyway, When I started my DMP I opened the basic a/c with A&L. This was upgraded to their current account that actually allowed me a visa debit card. I have recently tried to ask for a little overdraft as I was seriously short last month and didn't know what to do. I was turned down on the basis that my credit score was not good enough. Along with this piece of news I was sent the application pack for the Premier Current A/C as they say I pay enough in each month.
Now - Am I really going to expected to pass the credit score for this premier account if A&L will not even let me have £100 overdraft on my "normal" current account?
Has anyone had a similar experience, is it worth applying for? I donlt want another meaningless search on my credit report for this account that I will not get.
Thanks.
Long time no speak, I have been away for a while, lurking but silent...
Anyway, When I started my DMP I opened the basic a/c with A&L. This was upgraded to their current account that actually allowed me a visa debit card. I have recently tried to ask for a little overdraft as I was seriously short last month and didn't know what to do. I was turned down on the basis that my credit score was not good enough. Along with this piece of news I was sent the application pack for the Premier Current A/C as they say I pay enough in each month.
Now - Am I really going to expected to pass the credit score for this premier account if A&L will not even let me have £100 overdraft on my "normal" current account?
Has anyone had a similar experience, is it worth applying for? I donlt want another meaningless search on my credit report for this account that I will not get.
Thanks.
Proud to be dealing with my debts
0
Comments
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i have really bad credit and they gave me a premier account!
go for it you may be suprised!!you cant change yesterdaybut you can make tomorrow better0
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