Bank account upgrades

maxmycardagain

hate to carp on but NOW IM DISCHARGED, could i upgrade my basic barclays account (no chip+pin, no online banking, no ATM use,etc) to one simply with no overdraft now im discharged, ive put £100 through the account, so its working ok, but a bit restrictive.

philnicandamy

blimey max you were discharged? must have missed that

nothing to stop you trying but i'll bet you might be refused

LilyBart

Might be slumming it for an EX bankrupt, but the Co-Op cashminder works fine at ATM etc and has on-line banking. Plus it's ethical. C'mon Max, show some solidarity with your old bankrupt mates. And the rainforests.

fermi

LilyBart wrote: »

Might be slumming it for an EX bankrupt, but the Co-Op cashminder works fine at ATM etc and has on-line banking. Plus it's ethical. C'mon Max, show some solidarity with your old bankrupt mates. And the rainforests.

Yep.

Plus you may now be able to switch to one of the other basic accounts that do offer those services. The ones that weren't available to you while undischarged.

http://www.moneymadeclear.fsa.gov.uk/HTML/en/products/bank_accounts/basic_bank_accounts_popup.htm

maxmycardagain

LilyBart wrote: »

Might be slumming it for an EX bankrupt, but the Co-Op cashminder works fine at ATM etc and has on-line banking. Plus it's ethical. C'mon Max, show some solidarity with your old bankrupt mates. And the rainforests.

dont tell me you buy into all that rainforest and ethical rubbish?

1. Climate change, where was the last big summit?

Bali - and everyone flew in, probably NOT on scheduled flights

2. Ethical?

what, like "Free trade"? like UK supramarkets screwing UK farmers on prices?



Anyway, the Co-op was down by about £12K due to my BR so cant see me being flavour of the month

fiveyearplan

MAx - I'm surprised all the fine banking institutions aren't falling over themselves to be the first to offer you a line of credit - don't they know who you are? Tell them I'll give you a reference that should do it.

fiveyearplan

ps I agree with you re climate change - its the biggest money spinner of our time.

LilyBart

But they still do online banking, so you could buy shares (online) in DrillBabyDrill PLC, if you wanted to!

iblametheparents

Barclays now do Connect (Electronic) cards on their basic account and from 9/12/08 you will be able to register for online banking too. Ring up to telephone banking to request both.

So_Sad_Angel

Kneale wrote: »

Barclays now do Connect (Electronic) cards on their basic account and from 9/12/08 you will be able to register for online banking too. Ring up to telephone banking to request both.

Thats good to know....at least there are some Banks that are keeping up with the current climate. I think these sort of accounts will be in demand.

Angex

87k

Kneale wrote: »

Barclays now do Connect (Electronic) cards on their basic account and from 9/12/08 you will be able to register for online banking too. Ring up to telephone banking to request both.

Kneale I recently tried upgrading my Basic account to a big boy account and it went to appeal, but I still got turned down. (I have been discharged 2years from BR). They have put a block on my Barclay's Basic account for Cheque Gurantee card, overdraft and online banking.

Is it definite that from the 9th Dec 08 they will offer online banking for Basic accounts? Does that mean I will have to get them to remove the block on my account for online banking?

Thanks