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SOA Test * Please ignore *

Statement of Affairs and Personal Balance Sheet

Monthly Income Details

Monthly income after tax................ 2000
Partners monthly income after tax....... 3000
Benefits................................ 1000
Other income............................ 0
Total monthly income.................... 6000


Monthly Expense Details

Mortgage................................ 10
Secured loan repayments................. 20
Rent.................................... 30
Management charge (leasehold property).. 40
Council tax............................. 50
Electricity............................. 60
Gas..................................... 70
Oil..................................... 80
Water rates............................. 90
Telephone (land line)................... 100
Mobile phone............................ 0
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 0
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 550



Assets

Cash.................................... 2000
House value (Gross)..................... 175000
Shares and bonds........................ 2000
Car(s).................................. 2000
Other assets............................ 0
Total Assets............................ 181000



Secured Debts

Description....................Debt......Monthly...APR
Mortgage...................... 75000....(10).......5
Secured Debt.................. 15000....(20).......7
Total secured debts........... 90000.....-.........-


Unsecured Debts
Description....................Debt......Monthly...APR
Card 1.........................10000.....100.......10
Card 2.........................20000.....200.......20
Total unsecured debts..........30000.....300.......-



Monthly Budget Summary

Total monthly income.................... 6,000
Expenses (including secured debts)...... 550
Available for debt repayments........... 5,450
Monthly UNsecured debt repayments....... 300
Surplus(deficit if negative)............ 5,150


Personal Balance Sheet Summary
Total assets (things you own)........... 181,000
Total Secured debt...................... -90,000
Total Unsecured debt.................... -30,000
Net Assets.............................. 61,000


Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.
Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
«13

Comments

  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Test 2 from INTERNET EXPLORER

    Statement of Affairs and Personal Balance Sheet

    Monthly Income Details

    Monthly income after tax................ 0
    Partners monthly income after tax....... 0
    Benefits................................ 0
    Other income............................ 0
    Total monthly income.................... 0


    Monthly Expense Details

    Mortgage................................ 0
    Secured loan repayments................. 0
    Rent.................................... 0
    Management charge (leasehold property).. 0
    Council tax............................. 0
    Electricity............................. 0
    Gas..................................... 0
    Oil..................................... 0
    Water rates............................. 0
    Telephone (land line)................... 0
    Mobile phone............................ 0
    TV Licence.............................. 0
    Satellite/Cable TV...................... 0
    Internet Services....................... 0
    Groceries etc. ......................... 0
    Clothing................................ 0
    Petrol/diesel........................... 0
    Road tax................................ 0
    Car Insurance........................... 0
    Car maintenance (including MOT)......... 0
    Car parking............................. 0
    Other travel............................ 0
    Childcare/nursery....................... 0
    Other child related expenses............ 0
    Medical (prescriptions, dentist etc).... 0
    Pet insurance/vet bills................. 0
    Buildings insurance..................... 0
    Contents insurance...................... 0
    Life assurance ......................... 0
    Other insurance......................... 0
    Presents (birthday, christmas etc)...... 0
    Haircuts................................ 0
    Entertainment........................... 0
    Holiday................................. 0
    Emergency fund.......................... 0
    Total monthly expenses.................. 0



    Assets

    Cash.................................... 0
    House value (Gross)..................... 0
    Shares and bonds........................ 0
    Car(s).................................. 0
    Other assets............................ 0
    Total Assets............................ 0


    No Secured Debt


    Unsecured Debts
    Description....................Debt......Monthly...APR
    Total unsecured debts..........0.........0.........-



    Monthly Budget Summary

    Total monthly income.................... 0
    Expenses (including secured debts)...... 0
    Available for debt repayments........... 0
    Monthly UNsecured debt repayments....... 0
    Surplus(deficit if negative)............ 0


    Personal Balance Sheet Summary
    Total assets (things you own)........... 0
    Total Secured debt...................... -0
    Total Unsecured debt.................... -0
    Net Assets.............................. 0


    Created using the SOA calculator at https://www.makesenseofcards.com.
    Reproduced on Moneysavingexpert with permission.
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    For anyone taking a look at this thread. The SOA layout hasn't changed. I'm just testing out some changes which make it easier for the user to copy and paste from the calculator into MSE (and the other discussion board formats that it supports).

    I have taken the liberty of asking a couple of regulars if they would like to test it out. If anyone else would like a sneak preview of it and pass any comments, send me a PM. The only change at the moment is the layout of the "Format for Discussion Board" and how it automates some of the copy and paste for you.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • I love these please ignore threads

    But as it's you Clairman:A i knew you would be working:T:beer:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Is bad that because it said 'please ignore' i just had to find out why I had to ignore it? lol
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Testing this using IE6, so if it goes pearshaped - that's why...

    Statement of Affairs and Personal Balance Sheet

    Monthly Income Details

    Monthly income after tax................ 0
    Partners monthly income after tax....... 0
    Benefits................................ 0
    Other income............................ 0
    Total monthly income.................... 0


    Monthly Expense Details

    Mortgage................................ 0
    Secured loan repayments................. 0
    Rent.................................... 0
    Management charge (leasehold property).. 0
    Council tax............................. 0
    Electricity............................. 0
    Gas..................................... 0
    Oil..................................... 0
    Water rates............................. 0
    Telephone (land line)................... 0
    Mobile phone............................ 0
    TV Licence.............................. 0
    Satellite/Cable TV...................... 0
    Internet Services....................... 0
    Groceries etc. ......................... 0
    Clothing................................ 0
    Petrol/diesel........................... 0
    Road tax................................ 0
    Car Insurance........................... 0
    Car maintenance (including MOT)......... 0
    Car parking............................. 0
    Other travel............................ 0
    Childcare/nursery....................... 0
    Other child related expenses............ 0
    Medical (prescriptions, dentist etc).... 0
    Pet insurance/vet bills................. 0
    Buildings insurance..................... 0
    Contents insurance...................... 0
    Life assurance ......................... 0
    Other insurance......................... 0
    Presents (birthday, christmas etc)...... 0
    Haircuts................................ 0
    Entertainment........................... 1000
    Holiday................................. 0
    Emergency fund.......................... 0
    more entertainment...................... 10
    Total monthly expenses.................. 1010



    Assets

    Cash.................................... 0
    House value (Gross)..................... 0
    Shares and bonds........................ 0
    Car(s).................................. 0
    Other assets............................ 0
    Total Assets............................ 0


    No Secured Debt


    Unsecured Debts
    Description....................Debt......Monthly...APR
    hugh...........................0.........0.........0
    pew............................0.........0.........0
    barney.........................0.........0.........0
    Total unsecured debts..........0.........0.........-



    Monthly Budget Summary

    Total monthly income.................... 0
    Expenses (including secured debts)...... 1,010
    Available for debt repayments........... -1,010
    Monthly UNsecured debt repayments....... 0
    Surplus(deficit if negative)............ -1,010


    Personal Balance Sheet Summary
    Total assets (things you own)........... 0
    Total Secured debt...................... -0
    Total Unsecured debt.................... -0
    Net Assets.............................. 0


    Created using the SOA calculator at https://www.makesenseofcards.com.
    Reproduced on Moneysavingexpert with permission.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Looks pretty good Clariman.

    Even if they deselect or partialy select, they can press the button to still do select all. It should hopefully make it clearer to read some of these. Instructions are nice and clear and even if they use another method to copy and paste (righclick or edit menu), it should still have the nice neat layout you have spent ages trying to get.

    Nice work.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    laura2481 wrote: »
    Is bad that because it said 'please ignore' i just had to find out why I had to ignore it? lol

    Nope. :p

    Several "please ignore" threads have ended up with more posts than the daily chat thread in the past. :rotfl:

    Hi Clariman. :)

    I'll have a look at and play with the updated calculator tomorrow.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • You could use the "preview" button?


    (please ignore this post)
    Amo L'Italia
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You could use the "preview" button?


    (please ignore this post)
    When I've tested before, I've always used the preview button on MSE, but it's not quite the same as seeing the final result :)

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    So you don't want us to comment on this thread but ignore it?
This discussion has been closed.
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