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How to get people to pay their credit card bills faster

The answer is obvious, but the psychology behind it is interesting...

http://timesonline.typepad.com/comment/2008/11/one-way-of-incr.html

Comments

  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I suspect if there was no minimum payment then a lot of people would be in more debt than they are now.
  • talana
    talana Posts: 1,077 Forumite
    Yes, I don't follow the logic of that proposal.
    If you take away mimimum payments, what's to stop people deciding to max out their cards and then pay off 10p a month for life (for example)??
This discussion has been closed.
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