managed loan extortionate apr

CLAPTON

Just a few suggestions


if your credit rating is now excellent then get a loan with another organisation at a lower rate and pay off the HSBC loan.

and/or if you don't want to pay for 13 years then you must pay more per month.. that true of any loan

what exactly are you payment terms .. its not clear from your posts

moneysavingallday

So why don't you ask them what your APR is and then take Clapton's advice and get a loan elsewhere if your credit rating is so amazing.

I don't understand why somebody would sign up for a loan without knowing what the APR is. It must surely be noted in the paperwork you signed...