Any advice to avert a family meltdown?

Loopy_Girl

dmg24 wrote: »

From the information given, the OP earns far too much to be eligible for IS.

Would it matter in this situation? She could phone her employers and resign from her job and, as a lone parent, she will automatically be entitled to IS.

As someone has already said, the OP is probably not financially better off going back to work at the moment. She clearly has a tiny tot as she is on maternity leave and she has suffered a huge loss so it may be the better option all round. She could speak to the mortgage company and see if they will hold off until the mortgage relief payments kick in and that takes the major worry off her - financially speaking - and then she can use the IS and CTC to do the day to day living.

Loopy_Girl

I've just realised what you mean DMG....you mean about claiming IS and her still working - the penny drops!!!!:rotfl: :rotfl: :rotfl: :rotfl:

Personally speaking I still think that the OP should jack it all in and concentrate on getting a life back on track. Having 4 kids and working full time (am assuming full time) and dealing with grief will be a struggle but only the OP will know herself.

At least the option is there for her should she choose. It's situations like this that the benefit system is there for.

Best wishes OP x

dmg24

Loopy_Girl wrote: »

I've just realised what you mean DMG....you mean about claiming IS and her still working - the penny drops!!!!:rotfl: :rotfl: :rotfl: :rotfl:

Personally speaking I still think that the OP should jack it all in and concentrate on getting a life back on track. Having 4 kids and working full time (am assuming full time) and dealing with grief will be a struggle but only the OP will know herself.

At least the option is there for her should she choose. It's situations like this that the benefit system is there for.

Best wishes OP x

Yep, the post I quoted did not note that IS was only available to those on a very low income.

I would agree that IS is certainly an option, however people seem to jump to this as the best option (am not saying you have), without considering that it isn't the only option. Giving up work and claiming IS is likely to be a massive culture shock for the OP, so is not a decision to be taken lightly.

Loopy_Girl

dmg24 wrote: »

Yep, the post I quoted did not note that IS was only available to those on a very low income.

I would agree that IS is certainly an option, however people seem to jump to this as the best option (am not saying you have), without considering that it isn't the only option. Giving up work and claiming IS is likely to be a massive culture shock for the OP, so is not a decision to be taken lightly.

I agree with that also but I just think the OP has had enough shocks both emotionally and financially and this could be an option to leave her head clear to deal with other things.

What a terrible situation to be in and I really feel for her, especially at this time of year. Even just a year on IS could make a small difference.

I do hope she stays in touch.