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Anyone else opened a Christmas saver with Skipton?

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  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    anna42hmr wrote: »
    ...doesnt specifically say if it has to only be once a month??
    Make as many payments in as you like, providing they meet the minimum and maximum monthly amount requirements.

    http://www.skipton.co.uk/savings_and_investments/savings_accounts/christmas_saver_account_issue3/
    ..........
  • I guess the rate will be getting reduced around 1st December ish. ;)
  • edinburgher
    edinburgher Posts: 13,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As YorkshireBoy points out (thx for the linkage), they're fairly flexible. We're opting to set up a standng order, but simply for convenience sake.
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As YorkshireBoy points out (thx for the linkage), they're fairly flexible. We're opting to set up a standng order, but simply for convenience sake.

    thanks for the reply
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I guess the rate will be getting reduced around 1st December ish. ;)
    looks like its still the same atm, as their site has not changed yet
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • edinburgher
    edinburgher Posts: 13,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well it's a fixed rate, so mine won't be going down any time soon :p

    Or so I thought!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well it's a fixed rate, so mine won't be going down any time soon :p
    Checking your T&C's now will avoid disappointment next November.
  • anna42hmr wrote: »
    looks like its still the same atm, as their site has not changed yet

    Hence the reason i added the word "ish" to December 1st. ;)
  • edinburgher
    edinburgher Posts: 13,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Checking your T&C's now will avoid disappointment next November.

    Will do so, but if you knew for sure it's a variable, it would have helped to say :p

    D'oh! D'oh! D'oh!

    Checked the T&Cs and instructed and you are, of course, right! Ah well, it's got further to fall than some of the others. To be frank, I'm only really using it as a cash holding vehicle. It keeps my grubby mitts off it for a bit longer :D
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Will do so, but if you knew for sure it's a variable, it would have helped to say :p
    I did...in my own subtle way. ;)

    Anyway, at least you've read your T&C's now. :)
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