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How long?
moneysavingallday
Posts: 615 Forumite
in Credit cards
When lenders search your CRAs, do they take the whole 12 months credit searches into account or is it true that they only take notice of searches made in the last 3 months or the last 6 months?
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my understanding is they are kept on record for 12 months, and it varies lender to lender how much they take note of and what type of searches they take note ofMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0
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