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Canceling PPI Lloyds
us,thecat&thedebt
Posts: 859 Forumite
in Loans
:rolleyes: hi everyone
me and my partner are pretty new to this so apoligies if this is posted evrwhere
we have a loan with lloyds tsb and have just had the payments lowered as we were struggling as we are both temporally unemployed i wrote to the complaints dept a month ago saying i wanted the ppi cancelled as it is no use to us cos were umemployed!!! and that we are struggling enough without paying for insurasnce that is useless!!!
two weeks ago i got a letter saying they rec my complaint and are dealing with it along with a caring for you leaflet i have heard nothing since
i dont want them looking into the complaint i just want the ppi removed!!!!
do i contact them again?
any help always appreciated
thanks in advance
me and my partner are pretty new to this so apoligies if this is posted evrwhere
we have a loan with lloyds tsb and have just had the payments lowered as we were struggling as we are both temporally unemployed i wrote to the complaints dept a month ago saying i wanted the ppi cancelled as it is no use to us cos were umemployed!!! and that we are struggling enough without paying for insurasnce that is useless!!!
two weeks ago i got a letter saying they rec my complaint and are dealing with it along with a caring for you leaflet i have heard nothing since
i dont want them looking into the complaint i just want the ppi removed!!!!
do i contact them again?
any help always appreciated
thanks in advance
:beer: :j OFFICIAL DFW NERD NO 159 PROUD TO BE DEALING WITH OUR DEBTS:beer: :j
If you do a job well, people won't be sure you've done anything at all :rolleyes:
Must claim back bank charges!!!:rolleyes:
If you do a job well, people won't be sure you've done anything at all :rolleyes:
Must claim back bank charges!!!:rolleyes:
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Comments
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Sorry - if you are unemployed and have ppi then the insurance should be paying out!
If you are not covered by the insurance bring a misselling complaint against them and get the insurance paid already refunded.
R.Smile
, it makes people wonder what you have been up to.0 -
Rafter wrote:Sorry - if you are unemployed and have ppi then the insurance should be paying out!
If you are not covered by the insurance bring a misselling complaint against them and get the insurance paid already refunded.
R.
hi
the loan was taken out in march and at the time i was employed but my recent job ended as it was a set contract and is not covered by the ppi
i just cant afford ppi anymore its such a waste of money!!!!!!!!!!!:beer: :j OFFICIAL DFW NERD NO 159 PROUD TO BE DEALING WITH OUR DEBTS:beer: :j
If you do a job well, people won't be sure you've done anything at all :rolleyes:
Must claim back bank charges!!!:rolleyes:0 -
Sorry to hear about your circumstances
I would be persistent with writing to them- it seems to be the only way!
I sinscerely wish you good luck Debt /Overdraft/Everything Free December 2007 :j0 -
I recently cancelled PPI on both my Lloyds loans - and got full refunds to the tune of just under £4k
When i wrote, it took a while for a response. Then they acknowledged my letter by sending me the good old ‘caring for you’ leaflet.
A week or so later I got a phonecall telling me what i wanted to hear - Yes they will cancel, and Yes ill get a refund.
(this is after being told twice on the phone they would NOT cancel !)
In all I sent three letters and the whole process took a month.
Trick is dont give up – it can be done.
If they refuse, write again, and again, and again.
Good luckDebt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI0 -
i forgot to update this post
two weeks ago i rang lloyds and spoke to complaint dept
they refunded £1007 to the loan with intrest due to me tbc
so not bad my loan was 7333 is now max 6324 :j:beer: :j OFFICIAL DFW NERD NO 159 PROUD TO BE DEALING WITH OUR DEBTS:beer: :j
If you do a job well, people won't be sure you've done anything at all :rolleyes:
Must claim back bank charges!!!:rolleyes:0 -
us,thecat&thedebt wrote:i forgot to update this post
two weeks ago i rang lloyds and spoke to complaint dept
they refunded £1007 to the loan with intrest due to me tbc
so not bad my loan was 7333 is now max 6324 :j
Well done, I hope that has really helped you out! :TOctober make £10/day currently £11.020 -
another great result !
dont take no for an answer folks !Debt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI0 -
PPI Insurance is really expensive too. When I worked at Abbey I had to sell the stuff.
They make an absolute bomb out of it#145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.0
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