Wednesday 26/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• move some spare cash to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• carry on cleaning and decluttering house - looking sparkly already
• make flapjacks in remoska for DD nd OH
• take a load of stuff to recycling point
• drop off a bag of stuff at charity shop

Good morning everyone, another freezing cold day here today, not got far to go outside so don't mind.Don't have time tody dor swim and jacuzzi so will have to give it a miss. Hope you are all well, hugs to those still suffering with icky tums and sore throats.
Welcome on board to any new posters:D and hi to all the regulars:hello: :hello:

Catch up with the thread later:D

Miss_Piggy_2

Morning all!

I'm second, I'm second!!!!!

Sneakily did a quick reply and now editing to do list!!!

Busy day today - little boy has appointment with speech therapist this morning so better get my bum in gear.

So today:

* Storecupboard dinner
* Charge mobile at work
* Post ebay parcel
* Washing at 30'c
* NSD (hopefully, apart from posting parcel)
* List couple things on amazon

Have good days all!


Miss P
xx

Pippilongstocking

SM and Hi Miss P – ok here’s one for you SM, sparkly socks at the ready, dancing is considered optional but generally good as it’s a DFW free way to exercise............. Here’s one we all know - its the Laundry ‘Hokey Cokey’:

“You put the washing in (of course at 30o, with vinegar for softening)
You pull the washing out (give it a good shake then it won’t need ironing)
You put washing on (airing drying in cupboards, radiators and clothes driers)
And then you shake it all about (when it’s dry so, no ironing – woo hoo)
You do the DFW shuffle and your money turns around ( – thanks MSE’rs)
AND THAT’S WHAT IT’S ALL ABOUT!!!!!!”
Repeat as many times through the day as necessary....
......’Oooooooh You put the washing in........’

Sing in your worst/best voice, silly socks optional of course. Sorry Sophiesmum, since last night you said it last I have been singing this in my head, improvising with very silly dfw words!!

My list ist today – if I can stop laughing. Stripey socks over the knee neon coloured AND they match!!, leggings under jeans, sedate blue thermal top (sorry Piq, don’t have a pink one) big jumper as its freezing and of course the heating is now off!
DFW laundry hokey cokey (probably only once today)
Pay cheque into bank for extra job
Check bank
Charge phone at work
Write up report
Sort lodger room at lunchtime
Finish curry
Make some more apple crumble with free apples
Chase up invoice
Pay something more to sofa being upholstered (its ready woo hoo)

Pippilongstocking

Ms P well done on second!!

KTjazz

I think we all need to stop jumping in second and then editing in our lists... We're all just big kids! (yes... I know I did that yesterday! *giggles*)

Miss_Piggy_2

KTjazz wrote: »

I think we all need to stop jumping in second and then editing in our lists... We're all just big kids! (yes... I know I did that yesterday! *giggles*)

Doh! Not fair! People can type faster than me!! Look at the size of fayjmck's list! She must type faster than a speeding bullett!:D

MrsAudus2b

Ooooh I like your song Fay, well done!

Morning everyone!

Today I will/have:

• Been paid from the shift I did at my old job last month
• Put this money in a savings account for going back to uni
• Have an all day training course today
• Only 10minutes from where I live so use much less petrol than a normal day at work
• Free lunch!
• Pick up parcel from post office
• Write and plan OH monthly budget tonight
• Visit my nana
• Storecupboard tea
• Try and spend an hour wrapping presents
• Do some washing at 30 later just so I can sing Fay's song!
• Sparkle as much as is possible when all I want to do is go back to bed!

Take Care

xxxx

Pippilongstocking

Miss_Piggy wrote: »

Doh! Not fair! People can type faster than me!! Look at the size of fayjmck's list! She must type faster than a speeding bullett!:D

He he he
Um no - Fay has been up since 6am sorting out her report one section done woo hoo and sorting her data out for the scary science 'analysis bit today' and inventing silly laundry songs - word, cut and paste - snigger.......

and - she didnt have the gumption to put something in quick and then edit later cos she didnt think of it DOH!!

Song is cos SM said:D yesterday about my laundry routine sounding like the hokey cokey. So its really SM laundry song!

andy40

Good morning all,

Last night I got two signature to my Coop Area Election nomination form. If Im elected there is a 2k payment! And of course I get the satisfaction of helping my fellow man.
Yesterday I also posted some more books I sold on Amazon, I have now made £133 with them.

This morning:
I checked my bank account and I have been paid, yeah! I now need to find where the extra £100 came from!
I signed up to Trials4Us to sell some blood, £100 if I do it.

I have just printed off the Walkabout free buger couper, good for 7 days.
I will pick up a free Pret card with the £2 credit.
I looked up financial literacy courses and found the OU one which gets good reviews here. I have made a note of it and will sign up when we have found a new flat and settled down http://www.open.ac.uk/courses/tasters/db123/.
I have to plan some dinner for tonight, baked potato and cheese perhaps?

Andy

determinedtodothis

• Started a Diary!
• Checked online banking
• Clicks
• make lunch out of store cupboard
• got a free paper!
• got up early and walked to the station rather than use the car park

Savings so far: £9.30 !!!!

:T

Miss_Piggy_2

determinedtodothis wrote: »

• Started a Diary!
• Checked online banking
• Clicks
• make lunch out of store cupboard
• got a free paper!
• got up early and walked to the station rather than use the car park

Savings so far: £9.30 !!!!

:T

Welcome!!! And well done - doing brillliantly so far!