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LTSB Advance re-apply?
~Chameleon~
Posts: 11,956 Forumite
in Credit cards
I've just spotted the LTSB Advance 0% 6mths in Martin's email and wondered if anyone knows how long you have to wait to re-apply for this card after closing it? I can't find anything in the T&C's.
I closed mine 6 mths ago but I think it took another month or two to come off my credit files if this makes any difference. Thanks!
I closed mine 6 mths ago but I think it took another month or two to come off my credit files if this makes any difference. Thanks!
“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
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All companies have different policies on this ranging from 1-12 months. I usually make a point of asking when cancelling a card, but haven't had to do so with a LLoyds one recently.
Best bet would be to ring them on 01702 278272.0 -
Applied for it on Wednesday and it arrived today!!! :T :T :T“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0
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Check the T&C - I'm sure it has no interest free period if you make purchases on the card.0
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It's 6mths 0% on purchases
“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0 -
Sorry what I meant to say is that there is no interest free period outside of any promotional time period0
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Well spotted. I currently have just taken out this card on purchases (and had the same card between January and July this year also) and I hadn't even noticed that! Perhaps that helps explain the 'low' standard rate of 0.945% per month.jonesMUFCforever wrote: »Sorry what I meant to say is that there is no interest free period outside of any promotional time period
Clearly this is a card to ditch as soon as the 6 months is up (which is what I did) I was offered the account originally through my LTSB online banking with a pre-approved limit (pretty well guaranteed acceptance) and closed it in July. In late October the same offer reappeared (you may pick a different card if suits you) so I nabbed that too!.....under construction.... COVID is a [discontinued] scam0 -
jonesMUFCforever wrote: »Sorry what I meant to say is that there is no interest free period outside of any promotional time period
Yes, that's true which I discovered last time I had this card when I used it to make a transaction outside of a promotional period
I had 4 repeat deals on the last one before closing it earlier this year so will see how much I can get out of it this time round, but it will only ever be used for promotional rates :whistle:“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0
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