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Its time for the December NSD thread!!!

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  • 11-12
    A NSD yesterday and it will be another today as out at friends.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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  • Horace
    Horace Posts: 14,426 Forumite
    11-12
    Another one for me yesterday:j
  • 15-16
    Going to aim for more in Jan as I have to be very frugal to make sure the mortgage gets paid (following the ridiculosly early payday for Dec from Mr Employer :mad: )

    I got paid on the 23rd, a whole eight days earlier than if it was a normal month! I suppose it's done to be helpful before Christmas... but there're nearly 40 days til next payday!

    I got NSDs on Christmas Day and Boxing Day as predicted, but none since. Back at work tomorrow and Weds, so hopefully I can pick up another couple then - won't hit my target but will try to hit 15 in Jan!
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • Hey guys is there a January thread yet? I did so well with the make £10 a day in December that I'd like to give this a go too to help boost my available cash and stop me spending!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • 7-8
    NSD for me today!!!! will prob be another tomorrow, just got to buy bread, but i dont count that
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    20+
    OOh yeah I just thought....

    Does anybody want to look after the January thread?

    If not, I think it's my turn again. Lilmissmup and i said we'd alternate if nobody else wanted a go.

    I'll check in later to see if anybody has grabbed the bull by the horns! :D

    Love Jacks xxx :D

    PS NSD again! :dance: Yay me!
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    9-10
    Aimed for 10 - done 8 so far, don't think I'll make it!

    Will aim for more next month though - have a lot to pay for!
  • Hey all! Well done on all the NSDs guys :) I'm up to 14/16 which would mean that I'd need to have NSDs for both tomorrow and the day after to suceed... which isn't going to be possible alas since I need to get a train ticket tomorrow. Possibly set the target too high since I'd didn't factor in that now I'm home from uni I need to buy train tickets and ruin my NSD to get anywhere :rolleyes: Good luck to everyone else for meeting their targets :D
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    13-14
    Whoo hoo!!!! :j :j
    Made my target today of 12 NSD in Dec:j :j

    At one stage I never thought I would do it and this is my first month to attempt this challenge.

    It has been so good for me and many thanks to everyone who has ever taken part :A as the thread has made me think much more carefully about my spending habits which was v.v.v.v.long overdue :o

    I had to think and focus so hard at the beginning of the month to remind myself it was a NSD but it has got a little easier now and it feels a tiny bit more second nature.

    I am aiming for 19 NSD's in Jan due to long payday gaps - here's hoping I can maintain this for Jan!
    Best of luck to everyone else for the rest of Dec and Jan :T
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    9-10
    A NSD for me yesterday but not today as I bought the little one a MacDonalds as a 'treat' when were in town returning stuff I'd bought pre xmas and in the sales:D Its only the 4th time he has been to MacDonalds (he is 4) and he so wanted to go as they have Madagascar toys lol. Bless he had been so good standing in the queues whilst I exchanged and returned things.
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