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My landlord has lost his case at the possession hearing

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Comments

  • Incisor
    Incisor Posts: 2,271 Forumite
    1,000 Posts Combo Breaker
    IT_nerd wrote: »
    Buy it at auction when it goes up.
    As long as you're there it will have to be sold with tenant which in most cases will lower the price. So you'll get a bargain..
    Might work.
    Which is why repo's of BTL bought on residential [rather than BTL] mortgages tens to end up with a swift eviction of the tenant.
    After the uprising of the 17th June The Secretary of the Writers Union
    Had leaflets distributed in the Stalinallee Stating that the people
    Had forfeited the confidence of the government And could win it back only
    By redoubled efforts. Would it not be easier In that case for the government
    To dissolve the people
    And elect another?
  • shortcake01
    shortcake01 Posts: 6 Forumite
    Followed the very helpful advice of checking with the land registry, my landlord is still showing as the owner with Kensington Mortgages as the lender. Does anyone know at what stage of a repossession the information would change?
  • silvercar
    silvercar Posts: 49,767 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Not until after the repossession.

    Did the Land Registry details show the address of the borrower as the address of the property?
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  • kunekune
    kunekune Posts: 1,909 Forumite
    If you get the landlord's notice of repossession through a letter addressed to 'the occupier' that is pretty good evidence this wasn't a BTL mortgage. Sorry, it's not a pretty position to be in.
    Mortgage started on 22.5.09 : £129,600
    Overpayments to date: £3000
    June grocery challenge: 400/600
  • shortcake01
    shortcake01 Posts: 6 Forumite
    silvercar wrote: »
    Not until after the repossession.

    Did the Land Registry details show the address of the borrower as the address of the property?


    No it shows his address as somewhere completely different so Im hoping this means it was an approved buy to let mortgage.
  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    shortcake01 wrote: »
    Thanks for all your advice. If I could get the mortgage company to actually talk to me I might be able to get some clarification as to whether they are going to honour the contract or turf me out! Ive been advised by Shelter not to stop paying rent as then I could get sued and it will also affect my ability to rent future properties. What I have started doing is paying it in stages throughout the month so I am never too far ahead with my rent.
    I have found another property but have been told by the letting agents that should I move out before my contract ends I am still liable for the remainder of the rent and this stands until I receive an eviction notice.
    This just stinks. If it were me I'd go to my MP's surgery and insist that this is an appalling way to treat tenants and it's about time something was done about it. Either they should inform you what's going on or let you go. Go bang some desks!!!
  • shortcake01
    shortcake01 Posts: 6 Forumite
    franklee wrote: »
    This just stinks. If it were me I'd go to my MP's surgery and insist that this is an appalling way to treat tenants and it's about time something was done about it. Either they should inform you what's going on or let you go. Go bang some desks!!!

    Talking of banging some desks Radio 4's Moneybox programme have just been round to interview us for their saturday lunchtime show so hopefully they may be able to make some waves!
  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    shortcake01 wrote: »
    Talking of banging some desks Radio 4's Moneybox programme have just been round to interview us for their saturday lunchtime show so hopefully they may be able to make some waves!
    Well done! Can you let us know the broadcast date, I'd be very interested to listen.
  • shortcake01
    shortcake01 Posts: 6 Forumite
    franklee wrote: »
    Well done! Can you let us know the broadcast date, I'd be very interested to listen.

    Its on Radio 4 this saturday. The programme is called Moneybox and its on at 12.04-strange time I know!
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    shortcake01 wrote: »
    Its on Radio 4 this saturday. The programme is called Moneybox and its on at 12.04-strange time I know!

    It follows on from the News at Noon .... which takes 3-4 mins :D

    Sorry, but as I've listened to R4 for the last 30 years, I tend to know the schedule off by heart! :rotfl: :rotfl:
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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