hanging my head in shame

worried_jim

Just has a really nice friendly letter from Wescott. No idea why they have sent it to me, they receive my regular arranged payment thru paylan and have been doing so for two years now. The last letter I got from them I forwarded onto Payplan. There is no way I am going to join in with their silly games by calling them up.
My favourite bit is when it says "As we know of no genuine reason why you have failed to pay the outstanding balance....". That will be the annual financial statement they they get every year and the annually arranged agreement with via payplan. Bunch of chancers.




I await with baited breath a knock on the door, what a bunch of muppets.

GeorgeUK

Hi Jim, how long's it been since you last heard from them or had to provide a SOA?
My understanding is that they try to contact you once a year to try to get you to up your payments.

I agree with your line of attack. Do nothing

Hope you're keeping well.

savingwannabe

worried_jim wrote: »

I watched the hospital on 4 last night with interest as it was all about diabetes-
http://www.channel4.com/programmes/the-hospital/episode-guide/series-2/episode-4
It about scared the living daylights out of me, it was riveting viewing but really shook me up. I immediately went and took my full dose of medicine even though I hate it and it can make me feel quite sick at times. Well at 2am I awoke having a massive hypo and had to stagger to the kitchen for a bowl of special k followed by 4 rounds of toast with peanut butter. I was shaking and was nearly sick, I climbed back into bed and lay they waiting for the hypo to finish. When I awoke this morning I felt battered and today has been a real struggle at work, feeling exhausted and finding it hard to concentrate. Getting really fed up and nervous every time I pop a pill.

Hi. I was worried too when i read your thread. It is perfectly normal to feel poo after a hypo. The drugs your body releases to combat the hypo stay in your system for the next 24 hours. Take it easy. I have 3-4 hypos a day with brittle diabetes. I fainted 3 times at work last friday. This week i have been fine.

Keep a bottle little of lucozade by your bed and if you wake up feeling ill make sure you drink half a bottle. I was worried you were not eating enough carbs, if you are not you may need to reduce your medication. Make an appointment with your diabetes nurse to sort it out.

Stress exacerbates rubbish blood sugars dont worry. Things will fall into place. Hopefully that site that was suggested may help.If it is an emergency call the university and get a student in. Make sure they pay in advance and it will be good for your social life too.

I missed ya. Nagging already aren't i???

PS. Where is Notty?????

worried_jim

GeorgeUK wrote: »

Hi Jim, how long's it been since you last heard from them or had to provide a SOA?
My understanding is that they try to contact you once a year to try to get you to up your payments.

I agree with your line of attack. Do nothing

Hope you're keeping well.

Hi George, I provide a SOA every November which goes to the creditors in Jan so they had one 9 months ago. I started getting the occasional letter from them mid summer and I have forwarded these onto payplan which is why I am surprised to get this one from Joketcott. I understand they are just banging out generic letters designed to intimidate and I know it is no fault of payplan but I can imagine the effect this type of letter would have on someone less debt aware than me and these letters stopped having an effect on me a long time a go. If I get any more I shall just continue to forward them on, in the good old days I would call them up for a laugh but I just can't be bothered to play along anymore.
If they sent a letter just to me I may be a bit more interested but generic threats....

worried_jim

Had a clear out of old stuff from the wardrobe today- chucked out loads of video cassettes since I got rid of the video player in July- hadn't used it for 7 years so I thought id tidy up the tv stand and make it look a bit more presentable. I had a look thru the tapes, Independence day, the matrix, American psycho and the shawshank redemption which was a gift from the first women I ever loved so that went straight in the bin liner with the others. I then found a photo of her mixed in with a load of others but I didn't chuck that- is this a bit creepy? What good reason could I possibly have for not putting it in the bin?

ampersand

Salut Jim - I see you're having a silly clocks late-ish time, comme moi ce soir.
Late in and much to do myself, with early gym start demain.
Have been hoping you have a new tenant for your spare room.
Any progress?
That apart, just cleared an Amazon email and saw they'd flagged a title I love and had waxed lyrique[bored infinitely] about, to you, some while back.
Marcel Pagnol - La Gloire de Mon Père.
Oh dear, here I go - that intro. music, I well up, why am I not there? etc.etc.etc.
...about to pretend my late Earl Grey's un coup de rouge. What about vous?
#############
Went off and found this:
http://www.youtube.com/watch?v=4EustSsIeeQ

It's finished me....again.
...and then, you watch Le Château de Ma Mère:
http://www.youtube.com/watch?v=ODYVg2TNhrM&feature=related

ampersand

Jim, feel l should be apologising for bothering you again, but found this:

http://www.mondaytofriday.com/ after hearing about it on R5 money slot just now.

Hope you'll be saying it's redundant and new tenant moved in already...good luck.
It's a TGIF, if nothing else.

worried_jim

ampersand wrote: »

Jim, feel l should be apologising for bothering you again, but found this:

http://www.mondaytofriday.com/ after hearing about it on R5 money slot just now.

Hope you'll be saying it's redundant and new tenant moved in already...good luck.
It's a TGIF, if nothing else.

Thanks for the tip. I have the room on gumtree and and spareroom.com and have had no interest yet, although I am not worried just yet.
Ian's dad had a massive stroke and will be in hospital for quite sometime I've made Ian aware that if he wants to stay he is more than welcome but he is definitely off on the 9th October and I can manage 1 month with the room empty, then it will start to get a bit more tricky.
I have found a new way to economise with the food bill- 50p will buy a huge bag of porridge oats which will last all month and then some so all I need is milk and I have breakfast and healthy snacks sorted for ages. I've actually lost 5kg since the start of August so a bit of fiscal tightening wont do me too much harm.
Although I wasn't too fiscally tight last night as after work I hit the bright lights of town with some colleagues where we collectively had a bar and restaurant bill of £1621 +10% service. We had 27 bottles of wine with the meal and my head feels it this morning. Then danced off the excessive calories consumed till the early hours soundtracked by some early 80's two tone classics, the selector, beat , madness etc. Our dept has been restructured and after all the redundancies we think we are over it and pretty secure for the future, in fact we have advertised 7 vacancies and hope to recruit up to 16 people so it was an opportunity to let our hair down and have a collective sigh of relief. There was all the usual office high jinks and there will be a few people doing the walk of shame into the office on Monday.:cool:

ampersand

...thought everyone knew about Mr T's value porridge oats. Take loads to France when I go.
Check these good peeps out,too:
http://www.approvedfood.co.uk/

Daren't take up the cashews offer, brilliant though it is. They are, like gorgeous macadamia nuts, instant hips, Michelin rolls.

These are excellent offers this week:

Do you like Salted Cashew Nuts?

Do you like them even more at 3 large 250g bags for £0.99

Each bag has a handy resealable tab


Finest Extra Virgin Olive Oil in a 2lt plastic bottle - Product of Spain

£2.99 each

Also the same product in a 250ml bottle for £0.99 each

worried_jim

Payplan have sorted out Westcot bothering me. Apparently Nationwide have sold the debt on to Westcot, if only there letter had explained that I could have sorted it out so much more quickly rather than them sending me generic threatening letters.