What is the point of working hard anymore

bootman

Reading up on how the new measures will affect us, I really have come to the conclusion that i would probably be better off if my husband took a low paid job.

He works really hard like so many people, long hours and a lot of time away from home so he enables me to be a stay at home mum in the day, but I do have a small job in the evening.

I have just been on a tax calculator website and for this year, before any changes it says he is already working 133 days for free as the tax man takes the money for these days.

The only extra we get is the basic family allowance.

I am fed up of hearing give stuff to the poorest, what about those trying to fund there own way in life with no handouts.

Where is the best place to emigrate to I wonder?

tuggy

I agree, look at the Isle of Man, or the channel islands.

Channel Isles of Guernsey and Alderney have a capped 20% income tax and a £9,000 personal allowance each before tax...much better than the UK if you're a hard worker being penalised to pay for people on benefits.

DCFC79

I agree, the ones who work do get shafted, australias meant to be a good place to emigrate to but you need to be in a trade that they have a lack of

Voyager2002

There are plenty of countries with higher tax rates than the UK (most of the EU, for a start).

And try living in a country where the government does not provide basic services: health; police; education...

For example, I spent a year in Colombia. The government there keeps taxes low by not spending much on the police. As a result, middle-income people need to live in an apartment complex with private security, and pay for the security along with their service charges. This costs an amount comparable with income tax, and of course only protects you when at home: not from armed robbery in the street (which is a constant thing to worry about).

disney_cjd

Thats the ebenfit of a labour govenment for you and a very poor one at that.

Maybe as a Country we would have more money if we stopped giving it away to China or Europe etc?

Also my beef is this government is not for the people but for industry. Why not tax the oil companies eh?

45% tax rate with a marginal rate of about 60 % - if only the US had softer immigration rules, their top rate is 35%!

RayWolfe

Cor blimey! Have you all caught up with what the DM has to say?

Incidentally, disney, add medical insurance at 15% of income and our tax rates do not look quite as bad as you make out ... and oh, just try losing your job in America, that'll make you proud to be a US citizen.

Stroll on.

Frags

I totally hear you bootman, could of wept into my payslip this morning Money earned £1531.43 take home after tax £1097.19 thanks for nothing Mr Tax man!!!

All the hard work i put in to be independent and stand on my own two feet with a mortgage at the ripe young age of 24 and thats the thanks i get a big wet £434 slap in the chops!

Don't we all feel like millionaires now?! £2.50 saved for every £100 we spend. I'm off to buy a Ferrari. Thanks Mr Darling, u fabulous man!!!!

leviathan

Voyager2002 wrote: »

There are plenty of countries with higher tax rates than the UK (most of the EU, for a start).

Yes. I was off to live in Norway in my past. Quite happy to pay the higher taxes, prices for nearly everything except for petrol :rolleyes: mainly becasue they are paid considerably more and the standard of living is much higher than the UK. Their goveernment didn't squander it's resources.
For a country of under 5million the infrastructure puts us to shame.

And try living in a country where the government does not provide basic services: health; police; education...

yeah, I looked at America too. The one concern was always private health care, but having spoken with some natives, it's not that expensive if you aren't prone to illness.

As a result, middle-income people need to live in an apartment complex with private security, and pay for the security along with their service charges.

People pay for that in this country. Plenty of gated communities to keep the riff raff out. America again paves the way in this field.
But hell even Dubai and other parts of the mid east follow this model.
Modern homes in Saudi look like compounds even outside of the Westerner areas and the shopping centres have machine guns at the traffic stops and enterances to parking garages!

only protects you when at home: not from armed robbery in the street (which is a constant thing to worry about).

Some people say the same thing about certain parts of the UK now
Especially in the cities to which you are likely comparing with.




I too am sick and tired of funding those that choose not to work or use it as an alternative because the benefit funding for their situation is on par with a 9-5.
We do have inner city areas where there are 3rd generation and more, unemployed people who have no interest in contributing to society but feel it's their right to milk it.
JSA etc are support to help people move up the ladder not support them.

I'm a firm believer in GIVING people work to do in exchange for their benefits.
If they don't have a job they must have plenty of time free to do some grafting. Take away the idle hands and I'll bet a fair bit of criminal activity too.
Get them cleaning up the streets after the Saturday night excesses, picking litter from the roadside, doing manual labour.
If they don't like it, they'll go and get a better job!! Give them a day per week to find that job and help them do it.
If they don't turn up, don't give them any money. Simple.

disney_cjd

RayWolfe wrote: »

Cor blimey! Have you all caught up with what the DM has to say?

Incidentally, disney, add medical insurance at 15% of income and our tax rates do not look quite as bad as you make out ... and oh, just try losing your job in America, that'll make you proud to be a US citizen.

Stroll on.

Thats true on Medical but dont forget we have to pay NI and our care is not a patch on yours.

Your unemployment benefits are not great I know, its all swings and roundabouts but at the moment us Brits are feeling pretty hard done by

slipp_digby

Frags wrote: »

I totally hear you bootman, could of wept into my payslip this morning Money earned £1531.43 take home after tax £1097.19 thanks for nothing Mr Tax man!!!

This clearly an outrage, the bogey man Mr Tax man has raided your earnings using his minions National Insurance and Income Tax.

Whats that Mr Tax Man? Your putting it towards a state pension for me so i have at least some money when i retire and dont have to died on my own in a cold flat becasue I cant afford to heat it.

Mr Tax Man your a total c*nt, I wont spend it all on beer I promise. I've got a mortgage, I'm dead grown up honest.

JimmyTheWig

bootman wrote: »

Reading up on how the new measures will affect us, I really have come to the conclusion that i would probably be better off if my husband took a low paid job.

Well, why doesn't he do that, then?
I'm sure there are plenty of people in low paid jobs who would love the chance of a higher paid job.

So I think if your husband did that then everyone would be a winner.

Let us know how he gets on, and how much more money you have.