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Paying back our debts
Comments
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tottenhamgirl wrote: »Well looks like we will have too stick together then

I forgot to say congrats on the win today too. OH is Spurs so was wittering on to me earlier.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Hiya,
You have done so well and have paid back so much money. It is brilliant. The only thing I can suggest is getting a 2nd job to pay back some money. Easier said that done though, in the current climate.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hello and welcome. Congrats on what you've achieved so far... Look forward to seeing your SOA
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
savingholmes wrote: »Hello and welcome. Congrats on what you've achieved so far... Look forward to seeing your SOA

I will look at doing that tonight and post it up :T0
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