HELP..Threats to take me to court.

veganlass

Ive posted the letters off and having spoken to National Debtline I have also wrote offering £1.00 a month for the foreseeable future.

Called in CAB and no they hadnt done anything!.:rolleyes:

veganlass

I get housing benefit but no council tax benefit.

rugbymum

veganlass wrote: »

I get housing benefit but no council tax benefit.

You should at least get the single persons discount. Apply anyway. They may reasses you. Some of the rules have changed recently too.
Are you definately in the right band? It's just that 17.50 per week for a bedsit sounds like an awful lot. My council tax is only 19.50 pw and thats for a 3 bed house.

veganlass

This is sussex, a lot dearer down here!!.

terri72

Hi Veganlass,

I just wanted to say hi. Not much else I can add to that already posted, but just wanted you to know you are not alone in this. Everyone on this board seems to be really supportive of each other, you only have to read the posts to know this.

Keep coming back to the boards and remember to update us all on how things are progressing.

Take care x

veganlass

Thanks Terri. Will do.

Northern Rock one of the three creditors I have is going to assess my account agin in feb,. So I guess I will have to go through all this again in feb.

rugbymum

veganlass wrote: »

This is sussex, a lot dearer down here!!.

Dear or not you are still entitled to a single persons discount.

veganlass

Yes I have a single persons discount.

sinnoc00

Hi Veganlass,
Just looking at your SOA I notice you've got Sky at 5.50 per week - if you switch to Freeview you'll be instantly in the black each week and won't be going into an overdraft and incurring all those nasty overdraft interest rates! Sky's a luxury, and desperate times call for desperate measures I'm afraid

Sam

veganlass wrote: »

Ive looked at that link, doesnt really help me as I have a motability car which I dont have to pay for a lot of things as it comes out of my DLA. Also working out my expenditure weekly like CAB have figures are different.
This is my income weekly.
Pension £89.25
Incapacity benefit £84.50
DLA (care) £22.00

Weekly Total: 175.75
My expenditure:
Rent 43.73
Council Tax 17.50
Water 5.50
Electricity 8.75
Housekeeping/Food 26.00
TV license 2.68
Phone/mobile 10.00
pet care/vet bills 25.00
Sky 5.50
Disability care expenditure 22.00

Weekly expenditure: 179.66

veganlass

I moved here with a freeview box but reception is very bad here and my TV cannot be tuned to the 4 channels without digital now. BTW I have an old TV!