Nationwide debit card. Warning!

grumbler

King_Of_Fools wrote:

...All other machines will be on the Visa and/or Mastercard network - these do not have balance checking facilities and will let you take out up to £250 (or so) every day even if there is no money in your account.

Probably this is correct for some countries, but not for all - as based on my experience with cash card.

steverockers

I have now arranged with his tutor that he has a small buffer amount in his own bank account in Lombok. The tutor says that he will try and ensure that this stays in the account and is used for emergency only (after which he can top it up) but we will see!!

steverockers

Good news. Just checked account on line and see that 20pds has been refunded. Thanks for everyone's help and comments.

highguyuk

I cant quite believe your doing this ...

dc

Why not arrange an overdraft facility with Nationwide, say £20 or £50, so as to cover the worst possibility that has happened so far, yet protect yourself against any large withdrawal. This should remove the problem provided "your" student doesnt get to hear about it.

Amazed dc. Cheers.

grumbler

dc wrote:

Why not arrange an overdraft facility with Nationwide...

AFAIK overedraft is not available with a cash card.

michaels

grumbler wrote:

AFAIK overedraft is not available with a cash card.

I have the same situation (well my mother in law in Jamaicas rather than my boyfriend in Indonesia) and also got a surprise when the A/c went 1.57 overdrawn (due to a misunderstanding on the ex rate rather than intentionally) and was charged by NW. I went to my bank and explained they had told me that the A/c could not go overdrawn - they said that it could with foreign transactions but refunded the payment as goodwill and I set up a 100 overdraft.

IKENVIV

Does Anyone Know If The Limit Is In The Hundreds And That If Your Family Member Is In The U.k. And Trusted That They Handled Your Estate. With Me Being In The U.s I Find It Difficult To Do Many Transactions. Taxes, 911 Issues,etc.