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Use 0.5% cashback or 0% card
 
            
                
                    Hopeful2                
                
                    Posts: 58 Forumite                
            
                        
                
                                    
                                  in Credit cards             
            
                    I have both cards so it is better to use a 0% and put money in a saving or use a 0.5%.  Many thanks for your help.                
                0        
            Comments
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            Depends on lots of things (that you haven't divulged in your OP), such as...
 Length of 0% intro period
 Savings account rate
 Spending profile/amount
 Credit limit on each card
 Etc
 Better if you run your own figures through the following calculators...
 Slow stooz calculator
 Cashback calculator0
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            Thanks, I have a year on 0% and will spend about £3,000 early on and would save at 6% on normal tax rate.0
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