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Recommend a bank account

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  • dchurch24
    dchurch24 Posts: 1,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can DD's and SO's be paid from a Co-op basic account?
  • Mark7799
    Mark7799 Posts: 4,806 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Is this the account you're referring to?

    Cashminder
    A more basic account, designed to give you maximum control over your money. No overdraft is available but an Electron debit card gives you access to your cash. You can have your wages, salary, pension, benefits or other income paid straight into your cashminder account. You can also arrange to make regular payments from your account via standing order or Direct Debit, free of charge.


    An Electron Debit Card
    This is the key to your account:

    Use it to get money from any LINK cash machine anywhere in the country.
    Use it to get cash from your account at any Post Office™ branch.
    Use it to pay for goods or services anywhere displaying the Electron Card.
    Use it to get cash from your account at many supermarkets and other shops that display the Electron sign.
    Standing Orders and Direct Debits
    You can make regular payments from your Cashminder account free of charge. These will be made on - time, every month (provided there is enough money in your account).

    To find out more about the Cashminder account phone us on: 08457 212 212

    http://www.co-operativebank.co.uk/servlet/Satellite?cid=1076054709735&pagename=CoopBank%2FPage%2FtplPageStandard&c=Page
    Gwlad heb iaith, gwlad heb galon
  • I've used natwest, and its antecedents, for 45 years, I now have three current accounts I'm a signatory of plus savings accounts and they've always been absolute sweethearts.
    Mind you, I now take care to remind them my custom is older than the building they're working in.
  • jordylass
    jordylass Posts: 1,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dchurch24 wrote:
    Can DD's and SO's be paid from a Co-op basic account?

    Yes I have both set up and they are easy to manage online. They do make a charge for DD's hitting the account if there isn't enough in for them tho.
    There is nothing either good or bad but thinking makes it so.
  • dchurch24
    dchurch24 Posts: 1,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jordylass wrote:
    Yes I have both set up and they are easy to manage online. They do make a charge for DD's hitting the account if there isn't enough in for them tho.

    That's not a problem ;-)
  • sirboz
    sirboz Posts: 2,394 Forumite
    A&L are really getting pretty good, I also used to be with first direct (sort of still am, having a redundant account) so they were a hard act to follow.

    However I find A&L really good, and you can get lots of free ££££ for transferring. I figured all the hassle of transferring all my dds over etc might as well get as bit of compensation !, check out the referrals thread as you could get £115 free i think it is, there lots of people offering referrals and giving you some of their referral as well, Obviously I would be happy to do this as well !

    more importantly give them a thought, make sure you like the look of them first ! ! check their website out etc, think they were bank of the year or something or other as well ,
  • id go for nationwide, i moved to them earlier this year and they have been brilliant.
    Whoa! And you posted that after only 13 hours and 18 minutes of this year had gone by! Must be good customer service to impress you so quickly. :D

    Sorry, that's enough of me being an idiot, you can carry on with the thread now.
  • digp
    digp Posts: 2,013 Forumite
    1,000 Posts Combo Breaker
    try norwich and peterborough building society?
  • digp
    digp Posts: 2,013 Forumite
    1,000 Posts Combo Breaker
    jordylass wrote:
    I'm with co-op, I have their basic no cheque account, I can't fault their CS and I think their online and telephone banking is superior to First Direct, who I was with for almost 10 years

    co-op are muppets
  • lday77
    lday77 Posts: 320 Forumite
    I moved to Alliance & Leicester after Martin's recommendation. I moved over last April, got 1 year free overdraft and £50 for joining. I have to say they are brilliant. I also have a joint saving account attached to my current account and for the first time ever I have savings!

    Because the branches tend to be smaller you really feel looked after. Before this I was with Lloyds for 12 years and they were rubbish in comparison.
    Murphy's No More Pies Member No. 28 on hold
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