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Reclaiming credit cards charges passed to Debt Collector

Does anyone know if you can reclaim credit card charges if your account with the lender has defaulted and is with a Debt Collection Agency? It would be nice to claim it back and then use it to pay back the Debt collectors

Thanks

Comments

  • My understanding is that you can claim the charges back, and the bank in question will apply it to any outstanding monies owed. HTH
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Thanks will give it a go, nothing to lose
  • Nice one. Let us know how you get on xx
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
This discussion has been closed.
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