Using a credit card oversees

james898

I plan to go to Australia next month. i want to use a credit card(s) to use for big buy's ie. Hiring a camper van for 2wks.

and to use day to day to withdraw cash.

i intend to settle the balances in February, when i get some money.

any ideas?

Brian_Bullocks

Nationwide card http://www.nationwide.co.uk/creditcard/default.htm

malc_b

Although like any credit card you'll be hit for cash advances. If you also start a NW current account (flex account) then you could use the ATM card to get your cash out of that for free. If you have the spare cash of course.

james898

Thanks for the advice,

James

mancitychick

Brian_Bullocks wrote: »

Nationwide card http://www.nationwide.co.uk/creditcard/default.htm

In principle this is the best card to use, however in practise I had nothing but trouble with it. I have held one for about 5 years now and always used it ok in UK.

In July I went to Thailand & Malaysia for 5 weeks. I would use my N/wide credit card to pay, no probs. Next time I would come to use it it would be rejected. I would call them up and they would tell me that my pin had been entered incorrectly 3 times and thus blocked. Was told to take card to cash machine, enter correct pin and view available balance and this would unblock it. Correct it unblocked it so I would pay on it, again no probs. Next time I went to use it it would be blocked, so I phone them and go through the same stuff. I could only use it once after unlocking before it would get locked again.

I told them I hadn't entered my pin wrong once never mind 3 times and they just would not accept this. In thailand they don't even have chip & pin!!!

After going through this on a few occasions I gave up and just used my AMEX or &more card, even though it would cost more it was easier.

Fortuantly for me I had other cards at my disposal. Of course I might of just been completely unlucky but its worth having something else as a backup.