Smoking allowance in SOA ?

skylight

Strimmerman - did you include the oil as a debt then?? If not, then you could take OH name off the bill I guess - especially as FIL pays the bill directly and not you anyway.

Personally, I would not worry too much. If thats what you pay a month , then thats what you pay - you have the bills to back it up and send proof to your OR if they question it.

However - you are not permitted to have credit of more than £500 whilst BR without telling the creditor you are a BR, so you can't have another £600 credit again until discharge if you don't want to tell the supplier - which could create problems as they may want the whole bill upfront instead (but you counter-argue with good customer, paying on time etc...) So it probably would help if you did take OH off the bill and leave FIL on it.

strimmerman

Strimmerman - did you include the oil as a debt then?? If not, then you could take OH name off the bill I guess - especially as FIL pays the bill directly and not you anyway. We have not included anything yet....meeting with OR is next Weds and therefore they know nothing of what we owe to anyone....because of the way the bankruptcy came about we never had to fill in anything before now. I have checked the OR paperwork and as iit is a F2F meeting it would seem we just take our huge booklet with us...nothing in the stuff they sent us says we have to send it ahead of time....have emailed them today as I wanted to check that but they are constantly engaged when we call, so have emailed asking them to call us.

Personally, I would not worry too much. If thats what you pay a month , then thats what you pay - you have the bills to back it up and send proof to your OR if they question it. Yes we do have the bills to back up our payments....BUT if we had to produce those they would be in both names....would that matter?

However - you are not permitted to have credit of more than £500 whilst BR without telling the creditor you are a BR, so you can't have another £600 credit again until discharge if you don't want to tell the supplier - which could create problems as they may want the whole bill upfront instead (but you counter-argue with good customer, paying on time etc...) So it probably would help if you did take OH off the bill and leave FIL on it. Yes I hadn't taken that into account either so prob the best idea is to remove OH name hope they don't ask for a bill and suck it and see.

JCS1

ribbjr wrote: »

Just had a thought:j

Has anybody been able to claim for a smoking allowance in their SOA expenditure. I think it would be a breach of human rights for the OR to ORDER you to stop smoking to save money.

PS I dont smoke myself. Tho everything you could claim for obviously helps towards going against an IPA.

Smoking not allowed as outgoings, but if you tried to gave up and had no smoking aids on prescription/over the counter at the chemist, that might (depends on examiner) be allowed as it would reduce over time.

fiveyearplan

If you pay a set amount per month for oil then technically you are not getting oil on credit are you. You are probably in credit to the oil company at certains times during the month. I would just keep quiet if it was me and produce the bills if asked. I don't really see that it is exhorbitant. I pay £75 per month electricity and £80 per month gas so if you have an old house for example of course it isn't going to be energy efficient and as you say you have to pay it for your FIL's health.

strimmerman

Yes it is exactly the same pricipal as a normal person would have with gas and electric companies....you pay x amount per month...periodically they review it based on the amount of times you require filling up with oil and if they think that you are not paying enough to cover what you are using then they up the payments....so techincally yes at certain times of the year yes you could find yourself in credit and obviously that will cover extra oil fill ups in the winter. I mean if someone goes BR but is not in debt to gas or electric and have a DD paying a set amount per month which the provider reviews annually and adjusts accordingly then would the OR tell them that they couldn't continue that....it would be nosensical so I don't see y oil would be a different matter.

Tomorrow just to be on the safe side we will remove OH name from Oil account and then just list it as it is on the SOA as a monthly payment.

brightonman123

i think a new thread is needed here.. and no, i dont think smoking should be included (or allowed- its unhealthy, anti social, and EXPENSIVE!)