My 13 Year old child received a debt letter

CAFCGirl

Has your son received the goods which he bought via paypal?Either way thats not really the point...

Anyway in any case (and I know someone will disagree with me) I actually think your son should have to pay for this. If he was over 18 and had no income we would say that person is liable, so just because your son is under the legal age to enter into these contracts, he knew full well what he was doing, which would be my bigger concern....

If your son is old enough and mature enough to lie about his age to obtain credit/goods/whatever then he is old enough and mature enough to have to face the consequences, and unfortunately as his parent, you do as well....

If it were me, and my child, I would hold my hands up to the responsibility, pay the account off and make sure its closed before it goes any further and then make a "debt account" for my cild, where they have to work off what they then owe me...

But thats just my opinion, legally i dont know what the stand point is.

To_be_Free

CAFCGirl wrote: »

Has your son received the goods which he bought via paypal?Either way thats not really the point...

Anyway in any case (and I know someone will disagree with me) I actually think your son should have to pay for this. If he was over 18 and had no income we would say that person is liable, so just because your son is under the legal age to enter into these contracts, he knew full well what he was doing, which would be my bigger concern....

If your son is old enough and mature enough to lie about his age to obtain credit/goods/whatever then he is old enough and mature enough to have to face the consequences, and unfortunately as his parent, you do as well....

If it were me, and my child, I would hold my hands up to the responsibility, pay the account off and make sure its closed before it goes any further and then make a "debt account" for my child where they have to work off what they then owe me...

But thats just my opinion, legally i dont know what the stand point is.

I totally agree with you I would do the same, it will learn him a valuable lesson that nothing is free in this life.

Burlesque_Babe

or sort it out with Paypal so nothing has to be paid, but let him think you have paid it off and he can still work the debt as a lesson

Rikki

I didn't think you could sign up to paypal without bank account details or credit card? I maybe wrong.






Is this a one post wonder do you think?

jenjade

yeah i was wondering if we would get a responce from the poster!! i was wondering if we could know the amount the debt is for as my responce would depend on how much the 13 year old has spent.

It is important he knows this is not good as he will end up in debt when he is older if he thinks buying on credit is an ok thing to do!

Blackpool_Saver

It just shows that so called responsible lending does not exist.....get advice from a solicitor first before you do anything.

SamanthaA

jenjade wrote: »

yeah i was wondering if we would get a responce from the poster!! i was wondering if we could know the amount the debt is for as my responce would depend on how much the 13 year old has spent.

It is important he knows this is not good as he will end up in debt when he is older if he thinks buying on credit is an ok thing to do!

More worrying for me was the response of the parent, I`m not going to pay it, its their fault!`Or words to that effect.

Sorry, Paypal don`t have a webcam to see whose applying, they have to `goodfaith` it that you won`t lie!

Renovatio

Rikki wrote: »

I didn't think you could sign up to paypal without bank account details or credit card? I maybe wrong.

That's what makes it look all the more like a fraudulent act. Have they used someone else's bank account or credit card details to open the paypal account and pay for an item? I could then understand why it would be charged back/disputed and a debt raised against the paypal account.

POSSETTE

littlepinkstars44 wrote: »

well i say done.

well your showing yourself up to be very uneducated..someone tried to help you come across better by saying "i did this " even better would be i studied this..!!! glad im not the only one who gets peeved at this sort of thing..who is it with the signature "i bid" not "i bidded" ? that makes me laugh..

98jdougl

i'm constantly going around saying "i did, i have done" lol, my primary school teacher drilled it into me (am also a scot so dont think we are all that bad hehe)