RBS shares?

sabretoothtigger

Standard chartered is heavily dependant on the Far east and suffers currency devaluations there apparently.

The chart doesn't sum up the situation in total just one aspect of it. I think its from a daily newspaper, from last spring. But the market for mortgage debt has been frozen so I presume the companies have not altered things much since then

Anyway, take these things with a pinch of salt and double check facts as they stand now before taking action yourself.


Here is another from the same article, this will have altered since then again but standard chartered looks solid here too.

I would like to see how Nationwide compares, they are smaller but the ratios, etc
It would be good to see what qualifies in theory as a good risk presently

eeja

sabretoothtigger wrote: »

Standard chartered is heavily dependant on the Far east and suffers currency devaluations there apparently.

The chart doesn't sum up the situation in total just one aspect of it. I think its from a daily newspaper, from last spring. But the market for mortgage debt has been frozen so I presume the companies have not altered things much since then

Anyway, take these things with a pinch of salt and double check facts as they stand now before taking action yourself.


Here is another from the same article, this will have altered since then again but standard chartered looks solid here too.

I would like to see how Nationwide compares, they are smaller but the ratios, etc
It would be good to see what qualifies in theory as a good risk presently

The tables must both be wrong ...see below the current bond price

Standard Chartered Bank 8.103 Perpetual Ytw 11.14 %

sabretoothtigger

Bonds wouldnt count as deposits. Yea I agree thats a nice return but dont you need 100k to invest in bonds like that and it has no guarantee against total loss plus the market value constantly varies so the interest is not the total picture

I'd rather put 100k into 2 normal deposit accounts giving 6% interest


The table is 6 months old, if you can find newer info it might vary alot from that but chartered hasnt had a run on it afaik

halight

Hi

I belive that RBS is a risk and will take 5-10 years to show any real return.

I own shares in lloydstsb and hbos. I picked them up cheep a few months ago. Yes thay have gone down since then. but i belive that lloyds will turn the new joint bank around. Thay have a game plan that we dont know about yet. It will take time but i belive that thay will pay the gov back before any of the other banks do and also start paying divs again before anyone else.

I have owned lloyds shares for a few years thay have always paid a good divy. And thay were able to only have a small amout of bad debt around the rest of the globe. Its yet to be seen how much uk bad debt thay will have but thay have a strong bord room and are saying posative things were others banks are still talking down.
The new lloyds group will start to show me a return in 3-5 years.

eeja

sabretoothtigger wrote: »

Bonds wouldnt count as deposits. Yea I agree thats a nice return but dont you need 100k to invest in bonds like that and it has no guarantee against total loss plus the market value constantly varies so the interest is not the total picture

I'd rather put 100k into 2 normal deposit accounts giving 6% interest


The table is 6 months old, if you can find newer info it might vary alot from that but chartered hasnt had a run on it afaik

I was not recommending the direct purchase of bank bonds as these are only for those with 100k minimum and their price fluctuates with interest rates or at least investors perception of present anf future rates.
I gave it purely to show that if Stanchart's bonds are yielding so much the market clearly has some doubts about the bank's viability and this uncertainty was not reflected accurately in the illustrations/ charts you presented to us.

sabretoothtigger

Royal Bank of Scotland (LSE: RBS.L - news) gets a boost from Citigroup, which says RBS shares are an attractive long term purchase now the bank has sufficient funds to survive a long recession. Citigroup has a price target of 100p for RBS and rates the shares a buy

http://uk.biz.yahoo.com/081125/214/ib5cp.html