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Right to buy advice

2

Comments

  • furbie85
    furbie85 Posts: 24 Forumite
    she doesnt get housing benefit, she is in her late 40s so to be honest anyway, care homes are a long way away, and after the five years she wants to sign the house over to us and just pay rent, its a three bed house so if we ever did lose our jobs, ush come to shove we would move in there. anyway, thankyou for your concern, but the original question was, would we be able to get a joint mortgage? any answers????

    cheers
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    Ask your current bank.

    She wants to revert to being a tenant after 5 years of you subsidising her mortgage. Nice.
  • furbie85
    furbie85 Posts: 24 Forumite
    infact, doesnt matter im going to speak to someone proffesional, not some saddos sat at home passing judgement on something they know nothing about. see ya
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    furbie85 wrote: »
    infact, doesnt matter im going to speak to someone proffesional, not some saddos sat at home passing judgement on something they know nothing about. see ya

    Thanks for your time.
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    furbie85 wrote: »
    Just wondering, can my aunt is struggling getting a mortgage for her right to buy low income, can she get a joint mortgage with my hubby? he wont be on the right to buy app as he isnt a tenant, but she is going to alter her will so that if anything happened the house would pass to us as she doesnt have any children and we are very close.

    many thanks
    :rotfl:

    Anybody else sensing a big old troll?
    Gone ... or have I?
  • furbie85
    furbie85 Posts: 24 Forumite
    wow glad i glanced back....a big old troll? maybe you mean our aunt who is a lovely lady, attractive but widowed when she was young and didnt have any kids, or maybe you mean me who is 24!! no offence but i cam eon here for advice to a particular question to find people giving there two pence worth on their views on right to buy basically, and big old troll??? what...seriously get a life
  • Running_Horse
    Running_Horse Posts: 11,809 Forumite
    Part of the Furniture Combo Breaker
    I thought you were leaving.
    Been away for a while.
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    The problem is it's her right to buy. Not yours.
  • Richard_Webster
    Richard_Webster Posts: 7,646 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Only person with right to buy is aunt. I assume OP's husband doesn't live at the property so he wouldn't be entitled to join in the exercise of the right to buy.

    The Council will only sell to those who have the right to buy and certian close relatives etc who live at the property. So in practice aunt is going to be the only one with her name on the Land Registry title. That means she is also the only one who can have a mortgage on the property.
    RICHARD WEBSTER

    As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.
  • furbie85
    furbie85 Posts: 24 Forumite
    Thanks for that Richard, the problem is she is struggling getting a mortgage would a guarantor mortgage be of any use?

    many thanks
This discussion has been closed.
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