mummy saving for a debt free day!

mummy2mygirls

hello not a lot dfw to update really but want to keep adding what i can...
Got to £10 on scrathcard today so tomorrow once its over the £10 i will request it The person who brought the book of amazon was happy for me to send it yesterday so i sent that off so the payment that is on its way doesnt need to be refunded which is good - every little helps...and the book was a freebe - so even better..

got my cc statement and it was a little under what i thought even after the interest had been added.

The bank account is still looking ok at the moe!! So even though we have spent lots on baby havent had to use the baby money yet...but we might have to nearer the end of mth but lets hope not...depends on how many hot curries i order to try and get baby to come..lol

Oh i forgot the other day i brought the arnica tablets i read about on here so have them ready for after baby comes. so thanks for talking about them on pipsmums diary..

Got given the double pushchair yesterday - really bulky etc but it will do for he occasional times we might need it and was free so really cant moan.

Last night i ordered a sling for baby - used vouchers so only ended up paying £4 of our money i hope i can get away with putting baby in there and dd going in the pushchaire if there is time when she is tired rather then the big pushchaire but will see...

Also ordered dd2 some new bedding as the one she has doesnt even cover all her quilt, bless her (its not long enough!). Also got the bits i needed for the pushchaire to have the carseat attatched. and as i noticed a £30 of £60 spend at littlewoods direct and they came to just over the £30 i order dh a present for his bday - for free and some school skirts for dd1!! so was happy with that little saving...

Ok so there was loads once i got started lol. of to toddler group in a little bit but going to do some more sorting before hand....update from my list:
* [strike]Wash baby clothes[/strike] all newbon is done and sorted
* [strike]Wash bedding[/strike] in WM now
* [strike]Wash dressing gown and old bedding (to use for home birth then chuck if need be!!) [/strike]
* Order crib matress!!
* Buy [strike]shower curtains[/strike] and lamp for the hb! (mum spotted some reduced in asda so got them for me - so we got them for free )
* PACK LABOUR BAG!!! honest i will get round to it - even if my waters have already gone!!lol
* wash pushchaire and carseat (still havent done!)
* wash the cozy toes bits for pushchaire - will still do all this incase i need a travel system for some times!!

Pips_Mum

Mummy you are far to busy for a woman about to give Birth!!!
Hope that bag is packed by now though!!

Terrifying when you havent felt them move for a while, glad trace was Ok.

x x x x

ragstoricheswannabe

Hey mummy, just trying to catch up with everyone!!!!!

i agree with pipsmum, you are far to busy to say you could give birth at any time now!!! GET THAT BAG PACKED!!!!!!!!!!

oooh you are so nearly under £28k!!!!!!

mummy2mygirls

i have the hump as ive just looked at the bank acount and lttlewoods direct have taken out all the money and not taken the £30 of!!! so now going to have to ring them..doesnt help that the two things i got delivered so far need to be sent back!!

I will be under the 28k when i update later as the loan payment for the car has come out today so nice to hit a little target again...keeps me going!!...:)

not much else to update on, just going to have a quit weekend end and not try to spend to much..... still need to get a few things and dd1 has a party on sun so need to get a present for that.

Abbey sent me a offer of 6mths 0% on there cc today but i think it wont be worth it as i have to pay 3% fee and then all the payments for the 6 mths will be going of the 0% so the £900 i still have on it will just be adding all the interest on, does that make any sense or is it my baby brain....

mummy2mygirls

littewoods have refunded th £30 so thats sorted now - lucky i had the mony in there and didnt get any fines!!

Had to put my £10 scratchcard money towards red nose day - as it was so sad!

Got the matress yesterday and dd picked a teddy for the baby (both dds have a little ted they have had since there first night so this is babies) Also she picked a present for her friend and it was on half price so i think the dfw is rubbing off

We have spent soooo much this mth and are close to the limit already:o but get the family allowence money this week so will help keep us away from the ccs!!

My dad is taking us out for pizza later so will save us some money and be a nice afternoon out

ragstoricheswannabe

YAY FOR BEING UNDER £28k!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

you are doing so well mummy, keep up the good work!!!

mummy2mygirls

thanks rags!!

Feeling really rubbish at this debt busting at the moe!! havent been able to put any extra money towards debt and also have no money really for the rest of the mth!!!!:mad: :mad: have food money and thats about it!!

Ohwell!! I knew we wouldnt but i guess i just want the deb gone!!! ill be so much better when some of is gone so its not such a big task.....need dh to get some extra work i think or a nice bonus at work - but with things how they are i dont think so!!!!

Well today im going to do some more housework (full of fun!!) and make sure we are sorted for baby - its just a waiting game now....dont really want baby to come just yet! have had to have some test sent of by dr and they dont come back till fri so would like them back first!! So i am torn between baby come and baby stay put!!

Anyway of to check the flylady list for today!!

mummy2mygirls

hello well not to much dfw gong on here - im just a bit fed up at the moe as we have no money and loads of debt and just want it gone!!!!
tonight i have applied for the virgin 0% card for dh and they have said they will let us no in 7-10 days so have to just wait and see on that one and i applied for a egg card - which i now wish i hadnt and new when doing it i shouldnt they declined right away and i think its because i couldnt put anything in for wages!! so ofcourse they wont lend to me!! now it will show on my records....ohwell just hope it doesnt stop dh getting one but i dnt think they will look at mine.....
have asked to transfer the tesco cc to it if we get it and for that high!! and if they give us some even bigger limit (which i doubt!!) I will transfer the abbey one... what ever i can get on the 0% has to be worth it so i hope he doesnt just get refused......We havent really ever missed payments etc (apart from the loan which was a day late last mth!!) so i hope they will lend it....fingers crossed.....

think i do need a new car seat and the little baby ones are soooo expensive!! so not happy about that. but have searched at the cheapest way of getting it so if we do i will get cashback etc.....might have to put iton cc which i wot be happy about so hope we dont have to......

mummy2mygirls

Happy mothers day to all the yummy mummies
xxx

calcinite

Hi mummy2mygirls

I have just spent the last 2 hours reading your diary and I just wanted to let you know how impressed I am that you have managed to pay so much off your debts aswell as dealing with to small children and a third on the way.

Keep up the good work you are definately an inspiration to others.