Help i got a virgin credit card to transfer a balance and now it won't let me!

sunshine_shell

I got a virgin CC to transfer the balance of my Alliance and Leicester and i've just tried to do the balance transfer and its says i'm not allowed because they are both MBNA!

what do i do now? can anyone see a way around it??

ekkygirl

Cancel it and get one thats not part of the MBNA group. Tesco were offer 15 months inteest free

sunshine_shell

Thank you!!!

anna42hmr

apart from the above, (which the possibility would depend if you would be accepted so close to another card being taken out, and also another credit search,) have you another card to balence transfer to?

ie so you could therefore do virgin to x card you already have then from that card to alliance and lester?? it would mean you paying any bt fees twice though?

this may help you http://www.stoozing.com/cards.htm who owns what card

sunshine_shell

no i only used the A&L CC to pay my college fees but the intrest is silly so i got the Virgin CC so i was only paying off the amount.

Just phoned up Virgin to cancel the card and the lady suggested that i transfer the money into my current account and 'pay off' what i want, this has the SAME 0% interest offer as the balance transfer.

What do you think?

poppy_f1

sunshine_shell wrote: »

no i only used the A&L CC to pay my college fees but the intrest is silly so i got the Virgin CC so i was only paying off the amount.

Just phoned up Virgin to cancel the card and the lady suggested that i transfer the money into my current account and 'pay off' what i want, this has the SAME 0% interest offer as the balance transfer.

What do you think?

i'd go ahead and do that, saves applying for another card

sunshine_shell

Thank you i was waiting for reply... so i'll do it now!