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Opening A&L Savings account - Credit Check?

Mr_Pink_3
Mr_Pink_3 Posts: 82 Forumite
in Savings & investments
I have just opened a A&L savings account.

Would A&L have done a search with a CRA? I assume not as I will not be borrowing from them.

Thanks in advance.

Comments

  • Aark
    Aark Posts: 247 Forumite
    My Experian credit report shows a search done by Alliance & Leicester as a "Identification Money Laundering Prevention" as well as one for the Current Account.

    So they may well have done a search to verify you exist, but Experian's notes say "Unrecorded Enquiries, quotations, identify verification checks and credit report applications are shown for you on your copy of your report but are not seen by lenders".

    There should not be any effect on your credit record of any consequence.
This discussion has been closed.
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