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Debit Card clawback?

I bought concert tickets off Ebay in September and used paypal for the purchase.

The tickets have not materialised and the Ebay seller has now been suspended. I thought I had been careful by buying from a powerseller with virtually 100% feedback (4000+)

It looks unlikely that I will ever see the money or the tickets again but am just checking that there is no way that I can reverse my paypal payment using a debit card. Unfortunately, the 45 day protection period allowed by payapal has expired.

Any assistance and guidance would be really helpful..

Thanks

Comments

  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Speak to your card issuer and see if they can help as it is rather a grey area.

    On the one side you'd argue that you used a debit card to pay the seller.

    But....

    Paypal would argue that you used a debit card to purchase Paypal funds and then you sent these Paypal funds to the seller.

    My most recent experience with a CC chargeback involving Paypal (with Shell Mastercard), was that the company required me to go through the Paypal dispute process and only when Paypal said that I was eligible for a refund but there were no funds available to refund me did they action the chargeback.
  • hi file a dispute through paypal they will investigate for you and you are protected up to £500 by paypal buyer protection so you should get your money back its worth a go
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