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Debate House Prices


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House prices may halve warns Vince Cable

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Comments

  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    StevieJ wrote: »
    OK, we need somebody to root out are chart of the FTSE ( all-in) over the last 12 years, PURCH any chance.
    It isn't very fair to wait for the Ftse to bottom (probably trade 4000-4500/5000 for the next six months) and then compare to cash.

    It's a rather unfortunate period of time to be using. Normally the best investment (after an education) is to buy shares. It'll be interesting to see if they remain so as the baby boomer generayion start to retire and pension funds are forced to sell shares and buy bonds to cover their annuity liabilities.
    StevieJ wrote: »
    Perhaps a better measure would be to use the 200 day moving average, on the basis that markets tend to return to trend.

    It's a good point. Without Bloomberg I have no idea how you'd get hold of the info though. I'm not calulating it!
    Kenny4315 wrote: »
    Aren't shares sold ex div, etc

    They are sold ex-div if the company has paid the dividend and c u m-div (the word c u m gets !!!! out if you don't put in spaces!) if they still have the dividend rights attached. Normally the company website will tell you on which day you have to be holding the shares to have the rights to the dividend.
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Generali wrote: »
    It's a rather unfortunate period of time to be using. Normally the best investment (after an education) is to buy shares. It'll be interesting to see if they remain so as the baby boomer generayion start to retire and pension funds are forced to sell shares and buy bonds to cover their annuity liabilities.



    It's a good point. Without Bloomberg I have no idea how you'd get hold of the info though. I'm not calulating it

    Try this
    http://uk.finance.yahoo.com/q/ta?s=^FTSE&t=1y&l=on&z=m&q=l&p=m200&a=&c=
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • Kenny4315
    Kenny4315 Posts: 1,133 Forumite
    that was in the 'etc'
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Generali wrote: »
    It's a rather unfortunate period of time to be using. Normally the best investment (after an education) is to buy shares. It'll be interesting to see if they remain so as the baby boomer generayion start to retire and pension funds are forced to sell shares and buy bonds to cover their annuity liabilities.



    It's a good point. Without Bloomberg I have no idea how you'd get hold of the info though. I'm not calulating it!



    They are sold ex-div if the company has paid the dividend and c u m-div (the word c u m gets !!!! out if you don't put in spaces!) if they still have the dividend rights attached. Normally the company website will tell you on which day you have to be holding the shares to have the rights to the dividend.

    Those filters have got very dirty minds. :rotfl:
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    StevieJ wrote: »
    Those filters have got very dirty minds. :rotfl:

    It's crazy. They blank out !!!! and !!!! and even !!!! !
  • bo_drinker
    bo_drinker Posts: 3,924 Forumite
    What do we export when our manufacturing is non existent. Anything we had we sold off. The Chinese have had their day with the olympics, so they are on their !!!. What happens now... :confused::confused:
    I came in to this world with nothing and I've still got most of it left. :rolleyes:
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    bo_drinker wrote: »
    What do we export when our manufacturing is non existent. Anything we had we sold off. The Chinese have had their day with the olympics, so they are on their !!!. What happens now... :confused::confused:

    The UK has quite a high level of exports. The problem is that the level of imports is even higher.

    Now that's ok while foreigners are prepared to bridge the gap by buying UK denominated assets. However, if they stop doing that then the UK is in all sorts of trouble.
  • bo_drinker
    bo_drinker Posts: 3,924 Forumite
    I think the UK is in all sorts of trouble for a long time yet. Trouble is it's most of the world. Things are going full circle big time. Frightening
    I came in to this world with nothing and I've still got most of it left. :rolleyes:
  • bo_drinker
    bo_drinker Posts: 3,924 Forumite
    I think the UK is in all sorts of trouble for a long time yet. Trouble is it's most of the world. Things are going full circle big time. Frightening on the one hand but some coffee smelling required I think among a lot of folk. :confused:
    I came in to this world with nothing and I've still got most of it left. :rolleyes:
  • sabretoothtigger
    sabretoothtigger Posts: 10,036 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    StevieJ wrote: »
    I do not disagree with you on that, I think it better to invest in a Ftse tracker than cash only, drip feeding is the safe bet, although chucking it all in while the market is at a bottom would be my preferred option, then again I have a high risk tolerance.


    Better then that is investing an irregular amount. For example the ftse grows at 3% average, if its grown alot more then that you would reduce your payments and at some point you would even start withdrawing money instead of buying units.
    Then if its falls like now you pile it back in proportion to the fall below the 3% average growth line


    Another idea I reckon is safe is choose the year you think the market has bottomed out. Like if in 2003 you thought this is it, it cant get drastically worse (I believe insurance companies were forced to dump shares at the market bottom, capitulation, etc ? ) so then you'd immediately start regular payment over the next year

    Or combine those two and you couldnt be wrong, much :p
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