We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
ICESAVE refunds: which account(s) do you hold?

~Chameleon~
Posts: 11,956 Forumite

Apologies for starting yet another poll which will most likely prove inconclusive, but please humour me in this time of deep frustratio whilst we're waiting to receive our second emails 

It occured to me earlier that they might possibly be selecting people based on the number and type of accounts we hold, therefore I'd very much like only those people who have already received the second email and initiated the refund process to let us know what accounts they hold please.
I've made this poll anonymous for obvious reasons so no one has to divulge personal details


It occured to me earlier that they might possibly be selecting people based on the number and type of accounts we hold, therefore I'd very much like only those people who have already received the second email and initiated the refund process to let us know what accounts they hold please.
I've made this poll anonymous for obvious reasons so no one has to divulge personal details

“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
Which Icesave accounts do you hold? 66 votes
Easy Access only
13%
9 votes
ISA only
12%
8 votes
Fixed term (one account) only
1%
1 vote
Easy Access + ISA
19%
13 votes
Easy Access + Fixed Term (one account)
18%
12 votes
Easy Access + ISA + Fixed Term (one account)
18%
12 votes
Multiple Fixed Term accounts only
3%
2 votes
Multiple Fixed Term accounts + Easy Access
7%
5 votes
Multiple Fixed Term accounts + ISA
1%
1 vote
Multiple Fixed Term accounts + ISA + Easy Access
4%
3 votes
0
Comments
-
My money turned up in my bank account this morning. I had an easy access cash ISA, and an easy access savings account.
HTH0 -
~Chameleon~ wrote: »Apologies for starting yet another poll which will most likely prove inconclusive, but please humour me in this time of deep frustratio whilst we're waiting to receive our second emails
It occured to me earlier that they might possibly be selecting people based on the number and type of accounts we hold, therefore I'd very much like only those people who have already received the second email and initiated the refund process to let us know what accounts they hold please.
I've made this poll anonymous for obvious reasons so no one has to divulge personal details
So sorry, Chameleon, in my enthusiasm I voted in your poll and have not yet received the 2nd email. Please minus 1 from fixed account (1 only) plus easy access.0 -
Consider yourself humoured. I'm one of the "greens".0
-
Interesting results so far and has scuppered my suspicions that they might be making those of us with one or more fixed term accounts wait until the ISA's and Easy Access accs had been paid.“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0
-
Very small sample but it looks to me like having an ISA helps .0
-
It occurred to me earlier that people with fixed term accounts should be at the back of the queue since their interest is guaranteed, unlike the rest of us. It seems unfair that (a) one set of account holders are able to have interest paid beyond the date of default and then (b) said set of account holders could "claim" (confirm they want to leave their money as it is) up to 3 weeks before people with accounts earning no interest any more.0
-
3 fixed term deposits only, all maturing different months next year. No 2nd email yet.0
-
Veryunique wrote: »Very small sample but it looks to me like having an ISA helps .
Not necessarily as I have an ISA too but still not received the 2nd email. Looking at the votes above I can't see that it makes any difference what accounts, or combination of accounts, you hold as to when you can access your money. It was worth a try though so thanks to everyone who's participated :A“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0 -
It occurred to me earlier that people with fixed term accounts should be at the back of the queue since their interest is guaranteed, unlike the rest of us. It seems unfair that (a) one set of account holders are able to have interest paid beyond the date of default and then (b) said set of account holders could "claim" (confirm they want to leave their money as it is) up to 3 weeks before people with accounts earning no interest any more.
This is true, but FSCS explained in an email to me that fixed terms were a contract to pay that interest until a set date in return for no access until that date. Easy access accounts were not such a contract ( I have both)This is an open forum, anyone can post and I just did !0 -
~Chameleon~ wrote: »Interesting results so far and has scuppered my suspicions that they might be making those of us with one or more fixed term accounts wait until the ISA's and Easy Access accs had been paid.
Looks to be random. I got the second email yesterday. I held one instant access and six fixed term accounts.
Nigel0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards