Thursday 13/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:
check online banking - one day to payday
update spreadsheets
storecupboard meals
make a loaf in breadmaker
go for swim and jacuzzi to use gym membership
start checking around for cheaper car insurance - almost due for renewal
buy 6 months tax instead of 12 so that next year it will be due in June and not Dec with insurance and mot and service - won't seem so bad:rolleyes:

Good morning everyone, hi to all the regulars and welcome to any new posters:D Freezing here this morning and have a funeral to attend later, will be wearing some warm stripey socks though to stop feet from freezing at the churchyard.

Hope you all have a productive day. See you later:D

mickey_mouse

Goooooooooooooooooood Morning everyone:D

Looks at socks -not stripey but pink and fluffy:D

today I will be doing...

-daily clicks
- comps
- making xmas cards (didn't get round to it yesterday)
- eating food from storecupboard
- drinking my friend's tea when i go for my competition club night at her house tonight:D (not that MSEing as i am driving )

have a great day:D

debtfreesomeday

Morning Sophiesmum et all xx

Wet and horrible here too - what a difference to yesterday!

So, I have/will:

• Defrosted and turned off our small little freezer as it all fitted in the fridge/freezer to save electric!
• Listed 5 things on ebay and 3 things on Amazon
• Brought breakfast and lunch to work
• Got chicken out of freezer to make a sore cupboard curry tonight
• Checked online banking (eek!) / CC / Quidco / Amazon / Ebay
• Keep an eye out for more surveys in my inbox
• Enter a few more comps online
• Have a NSD
• Make lunches tonight, for tomorrow
• List a few heavier things for sale on work's 'for sale' board
• Again, keep fingers, toes, arms, hands, legs crossed our house purchase goes through!

Have a great day everyone xx

chunkytfg

Morning everyone.

right i got virtually nothing on my list from yesterday done so i'll start again.

-submit dressage entries for step daughter
-buy new bit for pony(£85 ouch!! but cheaper than everywhere else)
-check online banking
-fit new bits to car(dealer wanter £132 plus fitting for each side and i got them for £15.99 for a pair!!!!)
-wash car if i have time
- hoover house

Smamfer

Morning all!

I finished my 12 hr night shift @ 7am this morning.. and now im working till 10am from home texting... what i actually want is to sleep!

So my plan for the day is..

=checked online banking
=do a few clicks whilst texting
=check cashback sites
=Sleeeeeeeeeppppppppppppppp till about 4
=Make my sandwiches for work
=Go to work for 12 hours and not take any money so that " talking vending machine" wont force me into buying a choccie bar @ 4am


Have a good day all xx

claireabelle_2

morning all
hope funeral goes ok sophiesmum xx

Today i have

• checked my banking
• made my packed lunch
• done 2 x piggy clicks (so few around these days )
• checked quidco as seems to be playing up with amounts payable!

And I will

• go out with a friend with a #10 budget, wish me luck! might be martin voucher time! :money:

Have a good one
Claire

mbaz

Morning all!Things looking up today. Pink stipey socks for me!- Played my free scratchcard and as my balance was 54p afterwards I bought a 50p one and won £100!! So will send my ID in today so I can withdraw it!- Help at playgroup so I don't have to pay- Make calendars at playgroup for xmas pressies for grannies!- finish xmas cards- make mince pies!That's it!

Pippilongstocking

Dear all
Hows tricks today - I am exhausted but feel the snottiness is lifting! Sore head and racking cough to shift yet.

Today will/have
Checked bank
Chase up farm payments 2 months overdue
Buy paper or read it at wokr
Charge phone at work
Hopefully finish one experiment today (weigh willow and see if my moisture content is good) Its currently cooking in the oven at work.
Teas out and in fridge
Find out about billing college for LBM
Washing out of machine and put DD load on (funny she doesnt have any school jumpers lol all on the floor adding to insulation) Simillar eco-system in DS room as well.
Thinking of inspriation - spotty sheep covered socks
Oh made banana muffins late last night (it counts) with two very rank bananas
Cleaned windows, bathroom and sinks/shower etc -
Ask about free wood, am sure they are still making lots of woody mess in construction dept at college (last year this was my winter fuel)
When wake up will add stuff

Oh yeah yesterday went to look at/clean out chookies, haivng thought there were no eggs for past couple weeks, um there were 15 stashed at back on henny house under a shelf - naughty chookies (clever chookies) - checked them in a bucket (float not float) all seem ok) so now I will bake with a passion - lol

Good luck to you all today - thinking I need to think up positive things to keep me going at the mo........xx (probably the weather, grey, wet and yukky)

mbaz

mt computer is playing up and wont allow me to press enter!! sorry!!!

Miss_Piggy_2

Good morning all!

Looks a bit damp and cold out there today. Best get me thermals on!!

I have a busy day today. Dad in hospital to have tooth out. Its actually right on a nerve so the surgeon tried to talk him out of having it done. If they damage the nerve it could permanantly affect his speech. Dad didn't want to spend 30+ years of his life with toothache though so has pushed for the op. So I'm a very nervous Miss Piggy today!

So here's my efforts today:

* Drive Dad up hospital and then collect him when finished (general anaesthetic so he can't drive). Not really DFW but at least I won't be in the house with the heating on!!

* Go to Asda to buy new, big airer

* Free dinner tonight - lasagne and crusty bread supplied by Mum

* No lights on today - gloomy but never mind!

* Washing on at 30'c and will dry on new airer and over bannisters

* No heating on as yet - bundled little boy up in jumpers etc - he now looks like a sumo wrestler

* Ordering nightlight from Lakeland - Mum wants stuff too so am only having to pay half on postage


Thats about it. Am wearing my Kermit The Frog socks today! Must invest in some sparkly ones!

Hope everyone who was poorly or down is feeling better today

Miss P
xx

Pippilongstocking

ps wow its busy on here, its only um 8.45 - wow - well goodluck sm keep warm in those lovely socks, well done Mbaz, Smafer - get some sleep once you finish being productive. Lots of sparkly xmassy goodness around, great idea on the pressies making - is it still November?

Hope folks is productive, get the horsey bits they want and houses are purchased with haste. xx

I must add ot my list, get of your bench and go to work x