SOA - court tomorrow!!!!!!

Ole20_2

hoping ive got it near as dammit..in order to get the 3 copies printed and get to court ill have to shoot now..many thanks for everybodies help here..absolutely invaluable..update you all later thankyou x

tigerfeet2006

Ole20 wrote: »

hi all, from first post, is this list more relevant?? ive used the box at the bottom to add things and other is just my life cover for mortgage..thanks in advance..double checked figures and amended marginally


soa
mortage 700
housekeeping 200
gas/elec 90
water 46
phone rental + mobile 60
travel to work and other essential journeys (60 mile round trip per day ) 360
clothes 50.00
maintenance 150
council tax 100
other 15
dentist 15 Might be cut but leave as is.
tv licence 12
holiday 20 Try for £30 but might be cut, nothing ventured...
dry cleaning 20 This may be cut but leave. Let us know if it is. Will watch with interest.
building and contents 15.00
sky 50 (includes broadband) This will be taken off your SOA by the OR as it has to come out of your surplus. Give them a ring and see if you can reduce your package.
entertainment 60 Sorry not allowed
mortgag payment protection 35


comments much appreciated, ill be getting rid of sky, not bothered about that at all, so should i put it in? just that my contract isnt up for 3 moinths??

thanks

At the moment I make that £1883 without Sky and entertainement but might be worth checking my maths .

OhDear

Ole20 wrote: »

hi all, from first post, is this list more relevant?? ive used the box at the bottom to add things and other is just my life cover for mortgage..thanks in advance..double checked figures and amended marginally


soa
mortage 700
housekeeping 200
gas/elec 90
water 46
phone rental + mobile 60
travel to work and other essential journeys (60 mile round trip per day ) 360
clothes 50.00
maintenance 150
council tax 100
other 15 Put Life Cover 15 not other
dentist 15
tv licence 12
holiday 20
dry cleaning 20
building and contents 15.00
sky 50 (includes broadband)
entertainment 60
mortgag payment protection 35


comments much appreciated, ill be getting rid of sky, not bothered about that at all, so should i put it in? just that my contract isnt up for 3 moinths??

thanks

In addition to tiger's comments. I make it £1888 without entertainment and sky. So A £12 surplus.

Ole20_2

thank all..jus checked on before leaving..i was told in previosu post i could add for ebntertainment?> have printed forms so ill accept or knocking off...will update later today ..thank u....

OhDear

Don't worry, it shouldn't make a difference to today's result. You will be given an opportunity to make adjustments later. All the best for today!

philnicandamy

Ole20 wrote: »

thank all..jus checked on before leaving..i was told in previosu post i could add for ebntertainment?> have printed forms so ill accept or knocking off...will update later today ..thank u....

Entertainment is doubtfull it more than likely wont be allowed....leave it on & prepare for a cut i'm afraid :rolleyes:

Ole20_2

dear all..im back..unsure how i feel abou tthe whole thing at the mo and with an impending phone interview with the or on 1st decemebr ill reserve my judgement till then..

but what is a massive releif is the court process is done, and as many have said previous its not half as bad as youd expect...i was at warringotn..the guy who dealt with me was fantastic...not judgemental at all..really nice guy...took a lot of the worry away as he just professionally went through my paperwork...saw the judge and she also was very professional and approved my paperwork...had a call with my case officer and they arrasnegd a phone interview with the OR on 1st december..just want to reiterate my thnaks to people here..the stress caused by debt issues is immense..to have an area like this full of poeple genuinely interested in helping where they can is great..really do appreciate all previosu advice..will keep you updasted on or situation...

DON79

glad things went well at the court for you. keep positive! and once OR interview over then there won't be any more worries. best wishes.

Rylynn

Well that is one part over then and so pleased you felt relief and they are all nice in court.

Keep letting us know how it is going.

RL